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303 Olmo Ct, Winter Haven, FL 33880 Property Records

Polk County property record for 303 Olmo Ct, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,018 sqft · built 1995
Lot Size0.42 acres (18,291 sqft)
Owner2 Individual Names on Record
Last Sale$231,800 (Jun 2026)
Tax Bill$1,731 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689950-000390

Property Details

APN / Parcel Number

Primary APN26-29-18-689950-000390
Alternative APNs
  • 182926689950000390
  • 82926000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,018 sqft Living Area
Gross Area1,330 sqft
1st Floor Area1,018 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area18,291 sqft (0.42 acres)
Lot Dimensions160 ft deep x 105 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area312 sqft
PorchUnfinished Open Porch
Porch Area53 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address303 OLMO CT
CityWINTER HAVEN
StateFL
Zip33880-5684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMADERA PARK SUBDIVISION PB 89 PGS 50 & 51 LYING IN A PORTION OF SECS 18 & 19 T29 R26 LOT 39
Legal Range26E
Legal Township29S
Legal Section18
Legal SubdivisionMADERA PARK SUBDIVISION
Legal Tract689950
Legal Block1
Legal Lot Number3
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

Source: Polk County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address303 OLMO CT, WINTER HAVEN, FL 33880-5684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleNov 21, 1995 · Amount on Record
Deed Document Number2026155820
Deed Book / Page14057 / 728
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 30, 2026
Property Address303 OLMO CT, WINTER HAVEN, FL 33880-5684
Document Number0000155820
Book / Page14057 / 728
Instrument DateJun 15, 2026
Instrument2026155820
Transaction TypeTransfer
Record UpdatedJul 9, 2026
Title CompanyCITY TITLE COMPANY, SWAN CITY TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$163,882.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 OLMO CT, WINTER HAVEN, FL 33880-5684
InvestorPossibly a Property Investor

Mortgage

Document Number0000155821,
DateJun 30, 2026
Instrument2026155821
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,731.00 (-24.61%)$133,910 (-1.17%) Land $15,000 Building $118,910$133,910 (-1.17%) Land $15,000 Building $118,910
2024$2,296.00 (+10.7%)
2023$2,074.00 (+8.93%)$135,500 (+12.36%) Land $14,500 Building $121,000$135,500 (+12.36%) Land $14,500 Building $121,000
2022$1,904.00$120,594 Land $12,000 Building $108,594$120,594 Land $12,000 Building $108,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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