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303 N Lowe St, Dowagiac, MI 49047 Property Records

Cass County property record for 303 N Lowe St, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1930
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Jul 2026)
Tax Bill$787 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2026 Sale
Flood ZoneZone X (minimal risk)
APN14-160-200-869-00

Property Details

APN / Parcel Number

Primary APN14-160-200-869-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area720 sqft Building Perimeter
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area8,712 sqft (0.2 acres)
Garage Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address303 N LOWE ST
CityDOWAGIAC
StateMI
Zip49047-1009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. DW 2283 LOT 4 SARAH E. SULLIVAN'S ADD CITY OF DOWAGIAC.
Legal SubdivisionSARA E SULLIVANS ADD
Legal Lot Number4
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group2
Census Block2061
Census Tract1901

Owner

Source: Cass County records · APN 14-160-200-869-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address303 N LOWE ST, DOWAGIAC, MI 49047-1009
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE
May 06, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2026 · Amount on Record
Deed SaleJul 22, 2026 · Amount on Record
Deed Document Number202633872
Deed Book / Page1279 / 2313
Prior Transfer DateMar 20, 2026
Prior Transfer Doc0001276/62
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateJul 22, 2026
Property Address303 N LOWE ST, DOWAGIAC, MI 49047-1009
Document Number0000033872
Book / Page1279 / 2313
Instrument DateJul 20, 2026
Instrument202633872
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 N LOWE ST, DOWAGIAC, MI 49047-1009

Mortgage

Document Number0000033873,
DateJul 22, 2026
Book Page1279/2316
Instrument202633873
Lender
NameRUOFF MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateMay 06, 2026
Property Address303 N LOWE ST, DOWAGIAC, MI 49047-1009
Document Number0001276/62
Book / Page1276 / 62
Instrument DateMar 20, 2026
Instrument202631532
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address303 N LOWE ST, DOWAGIAC, MI 49047-1009

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$48,800 (+12.96%)$97,600 (+12.96%)
2025$787.00 (-21.85%) Homeowner's exemption$43,200 (+23.78%) Land $43,200$86,400 (+23.78%) Land $86,400
2023$34,900$69,800
2022$1,007.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 5, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 265 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDOWAGIAC
serves 6,350 people
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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