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303 N 4th St, Palatka, FL 32177 Property Records

Putnam County property record for 303 N 4th St, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,923 sqft · built 1938
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Oct 2021)
Tax Bill$2,633 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-10-27-6850-017.0-003.0

Property Details

APN / Parcel Number

Primary APN42-10-27-6850-017.0-003.0
Alternative APN
  • 42535

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,923 sqft Living Area
1st Floor Area1,716 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1964
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
PorchPorch
Porch Area443 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number42535
Street Address303 N 4TH ST
CityPALATKA
StateFL
Zip32177-3519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDICKS MAP OF PALATKA MB2 P46
Legal Range27E
Legal Township10S
Legal Section42
Legal SubdivisionDICKS
Legal Block17
Legal Lot Number3
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group1
Census Block1037
Census Tract950800

Owner

303 N 4th St is owned and occupied by an individual who bought it in October 2021.

Source: Putnam County records, as of January 12, 2026

Owner of RecordIndividual Name on File
Mailing Address303 N 4TH ST, PALATKA, FL 32177-3519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2021 · Amount on File
Deed SaleOct 25, 2021 · Amount on File
Prior SaleJul 15, 2014 · Amount on File
Deed Document Number202154024703
Deed Book / Page1641 / 634
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateOct 25, 2021
Property Address303 N 4TH ST, PALATKA, FL 32177-3519
Document Number0016410634
Book / Page1641 / 634
Instrument DateOct 21, 2021
Instrument202154024703
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyGUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 401, EAST PALATKA, FL 32131-0401

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 N 4TH ST, PALATKA, FL 32177-3519

Mortgage

Document Number0001641636
DateOct 25, 2021
Instrument1641/636
Lender
NameHANCOCK MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 303 N 4th St was $2,633 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
MunicipalityPalatka City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,633.00 Homeowner's exemption$156,790$161,230 Land $40,500 Building $120,730
2023$2,817.00 (-13.59%) Homeowner's exemption$147,950 (+14.09%)$147,950 (+14.09%) Land $27,000 Building $120,950
2022$3,260.00$129,680$129,680 Land $27,000 Building $102,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 N 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2001–2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR.C. WILLIS WTP (CITY OF PALATKA)
serves 11,900 people · EPA ID FL2544260
Water SourceGroundwater
Last State InspectionMar 2024
Lead17 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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