303 N 4th St, Beresford, SD 57004 Property Records

Union County property record for 303 N 4th St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,777 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$98,500 (Sep 2020)
Tax Bill	$2,197 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.01.04.1015`

Property Details

APN / Parcel Number

Primary APN	`02.01.04.1015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,777 sqft Living Area
Basement Area	1,206 sqft
Unfinished Basement	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Steel Frame/Truss
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	50 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	756 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	303 N 4TH ST
City	BERESFORD
State	SD
Zip	57004-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 4 ORIG BERES CITY
Legal Subdivision	ORIGINAL PLAT OF THE CITY OF BERESFORD
Legal Block	4
Legal Lot Number	5
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2029
Census Tract	20100

Owner

303 N 4th St is owned and occupied by an individual who bought it in September 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	303 N 4TH ST, BERESFORD, SD 57004-1704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Deed Document Number	20204620
Deed Book / Page	110 / 565
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	000110/565
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION SD
Recording Date	Sep 28, 2020
Property Address	303 N 4TH ST, BERESFORD, SD 57004-1704
Document Number	000110/565
Book / Page	110 / 565
Instrument Date	Sep 25, 2020
Instrument	204620
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 N 4TH ST, BERESFORD, SD 57004-1704

Mortgage

Document Number	0001761084
Date	Sep 28, 2020
Instrument	176/1084

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 303 N 4th St was $2,197, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,197.00 (+0.05%)	$152,034 (-5.19%) Land $18,900 Building $133,134
2025	$2,196.00 (-1.17%)	$160,350 Land $27,216 Building $133,134
2024	$2,222.00 (+2.35%)
2023	$2,171.00 (+17.86%)	$148,247 Land $27,216 Building $121,031
2022	$1,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 303 N 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 N 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERESFORD serves 2,359 people · EPA ID SD4600386
Water Source	Purchased groundwater from LEWIS AND CLARK REGIONAL WATER SYSTE
Last State Inspection	Aug 2025
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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