Whitley County property record for 303 N 3rd St, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,425 sqft |
| Lot Size | 0.331 acres (14,419 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $309 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 110-20-00-069.00 |
| Primary APN | 110-20-00-069.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| Exterior Material | Other |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,419 sqft (0.331 acres) |
| Garage Type | Mixed |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 303 N 3RD ST |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1 ST FRM HS & LT @ 3RD ST |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 920602 |
303 N 3rd St is owned and occupied by an individual.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 303 N 3RD ST, WILLIAMSBURG, KY 40769-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2018 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 303 N 3RD ST, WILLIAMSBURG, KY 40769-1110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000632/571 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 632/571 |
| Instrument | 232608 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 28, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 303 N 3RD ST, WILLIAMSBURG, KY 40769-1110 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M651/269 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | M651/269 |
| Instrument | 241237 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2040 |
The 2025 property tax bill for 303 N 3rd St was $309.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 | $95,500 | $95,500 |
| 2023 | $321.00 | $95,500 | $95,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 303 N 3rd St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 303 N 3rd St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLIAMSBURG WATER DEPARTMENT serves 5,554 people · EPA ID KY1180471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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