Chesapeake City property record for 303 Middle Oaks Dr, Chesapeake, VA 23322
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,330 sqft · built 1983 |
| Lot Size | 0.039 acres (1,699 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Dec 2025) |
| Tax Bill | $2,932 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jul 2006 Mortgage + 4 more |
| APN | 0593006000350 |
| Primary APN | 0593006000350 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Upper Floors Area | 660 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,699 sqft (0.039 acres) |
| Lot Dimensions | 86 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 303 MIDDLE OAKS DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7501 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | 116 BLK U MIDDLE OAKS SEC TWO |
| Legal Subdivision | MIDDLE OAKS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 303 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC |
| Jul 6, 2006 | Deed of Trust, Mortgage · Conventional Mortgage MOLTON ALLEN |
| Oct 5, 2006 | Deed of Trust, Mortgage · ARM FREMONT INVESTMENT & LOAN |
| Dec 5, 2025 | Bargain and Sale Deed, Transfer · FHA Mortgage TOWNEBANK |
| Jul 18, 2018 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Feb 14, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Jul 18, 2018 · Amount on Record |
| Deed Document Number | 202528419 |
| Deed Book / Page | 10923 / 228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 303 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 010361/654 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 10361/654 |
| Instrument | 210019645 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 303 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00006627/1 |
|---|---|
| Date | Jul 6, 2006 |
| Book Page | 6627/1 |
| Name | MOLTON ALLEN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 303 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006776/206 |
|---|---|
| Date | Oct 5, 2006 |
| Book Page | 6776/206 |
| Name | FREMONT INVESTMENT & LOAN |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2036 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 5, 2025 |
| Property Address | 303 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7501 |
| Document Number | 010923/228 |
| Book / Page | 10923 / 228 |
| Map Reference | MB 9934 PG 0231 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 250028419 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7501 |
| Document Number | 0250028420 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 250028420 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 18, 2018 |
| Property Address | 303 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7501 |
| Document Number | 9934/1613 |
| Book / Page | 9934 / 1613 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 180019031 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7501 |
| Document Number | 180019032 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 180019032 |
| Name | OVM FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 14, 2018 |
| Property Address | 303 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7501 |
| Document Number | 9883/953 |
| Book / Page | 9883 / 953 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 180003852 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 HARPER CT, CHESAPEAKE, VA 23323-4022 |
| Document Number | 180003853 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 180003853 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,900 (-2.2%) Land $125,000 Building $158,900 | $283,900 (-2.2%) Land $125,000 Building $158,900 | |
| 2025 | $2,932.00 (+52.23%) | $290,300 (+15.52%) Land $115,000 Building $175,300 | $290,300 (+15.52%) Land $115,000 Building $175,300 |
| 2023 | $251,300 (+11.84%) Land $100,000 Building $151,300 | $251,300 (+11.84%) Land $100,000 Building $151,300 | |
| 2022 | $224,700 Land $80,000 Building $144,700 | $224,700 Land $80,000 Building $144,700 | |
| 2019 | $1,926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 units insured incl. 18 condo units |
| Nearby Flood Claims | 6 (1996–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures