303 Main St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 303 Main St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,484 sqft · built 1952
Lot Size	0.533 acres (23,223 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2020)
Tax Bill	$7,717 (2026)
Deeds & Mortgages	Jul 2020 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`355401 314.09-01-07`

Property Details

APN / Parcel Number

Primary APN	`355401 314.09-01-07`
Alternative APN	`540131400900010070000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,484 sqft Living Area
1st Floor Area	1,249 sqft
2nd Floor Area	1,235 sqft
Upper Floors Area	494 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	23,223 sqft (0.533 acres)
Lot Dimensions	232 ft deep x 100 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	1,245 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	303 MAIN ST
City	PHOENIX
State	NY
Zip	13135-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BLOCK 63 100-002-000
Legal Subdivision	ROBERT A STOWELL ETAL
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	1
Census Block	1015
Census Tract	20901

Owner

303 Main St is owned and occupied by an individual who bought it in May 2020.

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	303 MAIN ST, PHOENIX, NY 13135-2439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 12, 2020	Grant Deed, Transfer SEFCU
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit SENECA SAVINGS
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage SENECA FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Deed Document Number	20203684
Prior Transfer Date	Feb 9, 2001
Prior Transfer Doc	2001002509
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	303 MAIN ST, PHOENIX, NY 13135-2439
Document Number	0000006224
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 MAIN ST PHOENIX NY 131352439, PHOENIX, NY 13135-2439

Mortgage

Document Number	0000006224
Date	Jul 30, 2020
Instrument	6224

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	May 12, 2020
Property Address	303 MAIN ST, PHOENIX, NY 13135-2439
Document Number	0000003684
Instrument Date	Mar 30, 2020
Instrument	3684
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 OSTRANDER DR PHOENIX NY 131354265, PHOENIX, NY 13135-4265

Mortgage

Document Number	3685
Date	May 12, 2020
Instrument	3685

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	303 MAIN ST, PHOENIX, NY 13135-2439
Document Number	0000011859
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	INDEPENDENT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 MAIN ST PHOENIX NY 131352439, PHOENIX, NY 13135-2439

Mortgage

Document Number	0000011859
Date	Nov 29, 2017
Instrument	11859

Lender

Name	SENECA SAVINGS
Address	35 OSWEGO ST, BALDWINSVILLE, NY 13027-2425

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 28, 2042

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 5, 2017
Property Address	303 MAIN ST, PHOENIX, NY 13135-2439
Document Number	0000005041
Instrument Date	May 26, 2017
Instrument	5041
Transaction Type	Transfer
Record Updated	Jul 19, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7904 GLENBROOK DR LYSANDER NY 130279004, LYSANDER, NY 13027-9004

Mortgage

Document Number	5042
Date	Jun 5, 2017
Instrument	5042

Lender

Name	SENECA FED'L S&L ASSN
Type	Federal Savings Bank
Address	LYSANDER, NY 13027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 303 Main St was $7,717, up 3.3% from the year before.

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,717.00 (+3.33%)
2025	$7,468.00	$150,000 Land $43,800 Building $106,200	$333,333 Land $97,333 Building $236,000
2023		$150,000 Land $43,800 Building $106,200	$272,727 Land $79,636 Building $193,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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