303 Lorel St, Pell City, AL 35128 Property Records

St. Clair County property record for 303 Lorel St, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,037 sqft · built 2020
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$344,850 (Jun 2020)
Tax Bill	$1,553 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-05-22-0-001-005.163`

Property Details

APN / Parcel Number

Primary APN	`29-05-22-0-001-005.163`
Alternative APNs	`00529678` `529678` `60447`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,037 sqft Living Area
1st Floor Area	2,010 sqft
Upper Floors Area	406 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00529678
Street Address	303 LOREL ST
City	PELL CITY
State	AL
Zip	35128-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 TWIN OAKS SD SECTOR FOUR MB 2007-26 22-17-4
Legal Range	04E
Legal Township	17S
Legal Section	22
Legal Subdivision	TWIN OAKS S D
Legal Lot Number	81
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	3
Census Block	3025
Census Tract	40210

Owner

303 Lorel St is owned and occupied by two individuals who bought it in June 2020.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 LOREL ST, PELL CITY, AL 35128-7801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage COOSA VALLEY MORTGAGE INC
Oct 23, 2019	Trustee's Deed, Construction Loan · Line of Credit METRO BK
Mar 28, 2017	Warranty Deed, Transfer METRO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Deed Book / Page	2020 / 5704
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 5, 2020
Property Address	303 LOREL ST, PELL CITY, AL 35128-7801
Document Number	0000005704
Book / Page	DEED 2020 / 5704
Map Reference	MB 2007 PG 26
Instrument Date	Jun 3, 2020
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 N YEDOX CT, 180, DEHUM, AL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	303 LOREL ST, PELL CITY, AL 35128-7801

Mortgage

Document Number	MTG202025564
Date	Jun 5, 2020
Instrument	MTG 2020/25564

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR AL
Recording Date	Oct 23, 2019
Property Address	303 LOREL ST, PELL CITY, AL 35128-7801
Instrument Date	Oct 17, 2019
Instrument	41528
Transaction Type	Construction Loan
Record Updated	Nov 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N YEAGER CT PELHAM AL 351244840, PELHAM, AL 35124-4840

Mortgage

Document Number	0000041528
Date	Oct 23, 2019
Instrument	41528

Lender

Name	METRO BK
Type	Bank
Address	PELL CITY, AL 35128

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Mar 28, 2017
Property Address	303 LOREL ST, PELL CITY, AL 35128-7801
Document Number	0000003172
Instrument Date	Mar 27, 2017
Instrument	3172
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N YEAGER CT PELHAM AL 351244840, PELHAM, AL 35124-4840
Investor	Possibly a Property Investor

Mortgage

Document Number	10473
Date	Mar 28, 2017
Instrument	10473

Lender

Name	METRO BK
Type	Bank
Address	PELL CITY, AL 35128

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 303 Lorel St was $1,553 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,553.00	$39,060	$390,620 Land $35,000 Building $355,620
2023		$68,954 Land $7,000 Building $61,954	$344,770 Land $35,000 Building $309,770
2022	$1,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 Lorel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Lorel St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lorel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures