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303 Lakeledge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 303 Lakeledge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on File
Last Sale$500,000 (Aug 2020)
Tax Bill$275 (2025)
Deeds & MortgagesMar 2023 Sale
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1940-98-8284-000

Property Details

APN / Parcel Number

Primary APN1940-98-8284-000
Alternative APNs
  • 1815555
  • 1857618

Interior

Plumbing Fixtures12 Plumbing Fixtures

Exterior

Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Account Number1857618
Street Address303 LAKELEDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8122
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionCREEKRIDGE 162
Legal SubdivisionCREEKRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1028
Census Tract921000

Owner

Source: Watauga County records · APN 1940-98-8284-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address413 QUAY CIR, CHARLESTON, SC 29412-3594
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Warranty Deed, Transfer
Oct 08, 2019Deed of Trust, Mortgage · Conventional Mortgage
THE FIDELITY BANK
Aug 21, 2020Warranty Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Deed Document Number2020694115
Deed Book / Page2116 / 183
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMar 23, 2023
Property Address303 LAKELEDGE RD, BEECH MOUNTAIN, NC 28604-8122
Document Number0023240825
Book / Page2324 / 825
Map ReferenceMB 5 PG 249
Instrument DateMar 15, 2023
Instrument729506
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

AmountAmount Recorded
Tax$1,762.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address606 VEGA ST NW, CONCORD, NC 28027-8199

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 136, FOLLY BEACH, SC 29439-0136

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address303 LAKELEDGE RD, BEECH MOUNTAIN, NC 28604-8122
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020520670
DateOct 08, 2019
Book Page2052/0670
Instrument683342
Lender
NameTHE FIDELITY BANK
TypeBank
AddressHIGH POINT, NC 27262
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateAug 21, 2020
Property Address303 LAKELEDGE RD, BEECH MOUNTAIN, NC 28604-8122
Document Number0021160183
Book / Page2116 / 183
Map ReferenceMB 5 PG 249
Instrument DateAug 19, 2020
Instrument694115
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address725 HOOD PL, 725, GREENSBORO, NC 27408-6407

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 VEGA ST NW, CONCORD, NC 28027-8199

Mortgage

Document Number0000694116
DateAug 21, 2020
Instrument694116
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$275.00$28,400 (-) Land $28,400
2024$28,400 Land $28,400
2023$28,400 Land $28,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 37% of the US · above 53% of North Carolina
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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