303 Jean St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 303 Jean St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,347 sqft · built 1997
Lot Size	0.131 acres (5,689 sqft)
Owner	Company Name on Record
Last Sale	$1,495,000 (May 2022)
Tax Bill	$16,909 (2025)
Deeds & Mortgages	Nov 2023 Transfer May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-087-050`

Property Details

APN / Parcel Number

Primary APN	`023-087-050`
Alternative APN	`023087016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,347 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	5,689 sqft (0.131 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	303 JEAN ST
City	CAMBRIA
State	CA
Zip	93428-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 7 BL 164 LTS 24 25 & 26
Legal Block	164
Legal Lot Number	24
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1049
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	29223 BLACK PINE WAY, SANTA CLARITA, CA 91390-4187
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 4, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PERSONAL RE SERVICES INC
Dec 26, 2019	Grant Deed, Transfer · Conventional Mortgage THE MORTGAGE HUB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	202219599
Last Transfer Date	Oct 26, 2023
Transfer Doc	0000034376
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 14, 2023
Property Address	303 JEAN ST, CAMBRIA, CA 93428-4460
Document Number	0000034376
Map Reference	MB 5 PG 16
Instrument Date	Oct 25, 2023
Instrument	2023034376
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	29223 BLACK PINE WAY, SANTA CLARITA, CA 91390-4187

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 4, 2022
Property Address	303 JEAN ST, CAMBRIA, CA 93428-4460
Document Number	0000019599
Map Reference	MB 5 PG 16
Instrument Date	Apr 4, 2022
Instrument	2022019599
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	303 JEAN ST, CAMBRIA, CA 93428-4460

Mortgage

Document Number	0000019600
Date	May 4, 2022
Instrument	2022019600

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	303 JEAN ST, CAMBRIA, CA 93428-4460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055713
Date	Oct 6, 2020
Instrument	2020055713

Lender

Name	PERSONAL RE SERVICES INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 26, 2019
Property Address	303 JEAN ST, CAMBRIA, CA 93428-4460
Document Number	0000058162
Map Reference	MB 5 PG 16
Instrument Date	Nov 26, 2019
Instrument	2019058162
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	21622 REDBEAM AVE, TORRANCE, CA 90503-6227

Mortgage

Document Number	0000058163
Date	Dec 26, 2019
Instrument	2019058163

Lender

Name	THE MORTGAGE HUB
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,602,421 (+2%) Land $1,087,426 Building $514,995
2025	$16,909.00 (+1.28%)	$1,571,002 (+3.02%) Land $1,066,104 Building $504,898
2024	$16,695.00 (+1.71%)
2023	$16,414.00 (+74.62%)	$1,524,900 Land $1,020,000 Building $504,900
2022	$9,400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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