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303 Hemlock Ln, Oswego, IL 60543 Property Records

Kendall County property record for 303 Hemlock Ln, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,579 sqft · built 2005
Lot Size0.232 acres (10,085 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Aug 2024)
Tax Bill$11,536 (2024)
Deeds & MortgagesDec 2017 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-21-376-012

Property Details

APN / Parcel Number

Primary APN03-21-376-012

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,579 sqft Living Area
Gross Area4,440 sqft
1st Floor Area3,579 sqft
Basement Area184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,085 sqft (0.232 acres)
Lot Dimensions125 ft deep x 76 ft wide
Garage TypeAttached
Garage Area677 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address303 HEMLOCK LN
CityOSWEGO
StateIL
Zip60543-3501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 129 ASHCROFT PLACE VILLAGE OF OSWEGO
Legal SubdivisionASHCROFT PLACE
Legal Lot Number129
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2052
Census Tract890107

Owner

303 Hemlock Ln is owned by two individuals who bought it in August 2024.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address395 OAK CREEK DR, WHEELING, IL 60090-6742
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2024 · Amount on File
Deed SaleAug 21, 2024 · Amount on File
Prior SaleOct 21, 2009 · Amount on File
Deed Document Number20249730
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address303 HEMLOCK LN, OSWEGO, IL 60543-3501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019832
DateDec 18, 2017
Instrument201700019832
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2033

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address303 HEMLOCK LN, OSWEGO, IL 60543-3501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001945
DateJan 22, 2021
Instrument202100001945
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$152,347 Land $32,711 Building $119,636$457,041 Land $98,133 Building $358,908
2024$11,536.00
2022$122,326 Land $26,265 Building $96,061$366,978 Land $78,795 Building $288,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 Hemlock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Hemlock Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 2,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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