303 Harwood St, Elyria, OH 44035 Property Records

Lorain County property record for 303 Harwood St, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,523 sqft · built 1953
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Feb 2020)
Tax Bill$2,445 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-25-035-109-017

Property Details

APN / Parcel Number

Primary APN06-25-035-109-017

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,523 sqft Living Area
1st Floor Area816 sqft
2nd Floor Area653 sqft
Upper Floors Area653 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions121 ft deep x 50 ft wide
Garage TypeMixed
Garage Area484 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area49 sqft
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address303 HARWOOD ST
CityELYRIA
StateOH
Zip44035-3920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE ELYRIA 50 X 121
Legal SubdivisionE ELYRIA FRNT
Legal Tract25
Legal Block109
Legal Lot Number92
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2006
Census Tract70600

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address303 HARWOOD ST, ELYRIA, OH 44035-3920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2020Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MTG
Feb 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOUSING FIN AGCY
Feb 7, 2020Warranty Deed, Transfer
MILLER HOME TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2020 · Amount on Record
Deed SaleFeb 7, 2020 · Amount on Record
Prior SaleJan 25, 2016 · Amount on Record
Deed Document Number2020000623
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address303 HARWOOD ST, ELYRIA, OH 44035-3920
Document Number0000748689
Instrument DateFeb 6, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyCARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 HARWOOD ST ELYRIA OH 440353920, ELYRIA, OH 44035-3920

Mortgage

Document Number0000748689
DateFeb 10, 2020
Instrument748689
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 9, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address303 HARWOOD ST, ELYRIA, OH 44035-3920
Document Number0000748690
Instrument DateFeb 6, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyMILLER HOME TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 HARWOOD ST ELYRIA OH 440353920, ELYRIA, OH 44035-3920

Mortgage

Document Number0000748690
DateFeb 10, 2020
Instrument748690
Lender
NameHOUSING FIN AGCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateFeb 7, 2020
Property Address303 HARWOOD ST, ELYRIA, OH 44035-3920
Document Number0000748463
Instrument DateJan 29, 2020
Instrument748463
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
Tax$448.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 HARWOOD ST ELYRIA OH 440353920, ELYRIA, OH 44035-3920

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,445.00$51,240 (-0.01%) Land $11,420 Building $39,820$146,410 (-) Land $32,640 Building $113,770
2024$2,445.00 (+19.62%)$51,244 (+37.13%) Land $11,424 Building $39,820$146,410 (+37.13%) Land $32,640 Building $113,770
2023$2,044.00 (+0.34%)$37,370 (-) Land $8,127 Building $29,243$106,770 (-) Land $23,220 Building $83,550
2022$2,037.00$37,370 Land $8,130 Building $29,240
2021$106,770 Land $23,220 Building $83,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Harwood St

Nearby Streets

Search Property Records by Address or Parcel Number