303 Hanby Ln, Cave Junction, OR 97523 Property Records

Josephine County property record for 303 Hanby Ln, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,879 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Jan 2014)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-08-15-CB-001401`

Property Details

APN / Parcel Number

Primary APN	`39-08-15-CB-001401`
Alternative APN	`R343544`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R343544
Street Address	303 HANBY LN
City	CAVE JUNCTION
State	OR
Zip	97523-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR; SINGLE FAM RES
Legal Description	HANBY VISTAS SUB PHASE 1, LOT 5, ACRES 0.18
Legal Range	08
Legal Township	39
Legal Section	15
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	HANBY VISTAS SUB PH 1
Legal Phase	1
Legal Lot Number	5
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	2
Census Block	2003
Census Tract	361601

Owner

Source: Josephine County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 HANBY LN, CAVE JUNCTION, OR 97523-9677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK HOME EQUITY SOLUTIONS INC
Aug 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2014 · Amount on Record
Deed Sale	Jan 2, 2014 · Amount on Record
Prior Sale	Feb 26, 2013 · Amount on Record
Deed Document Number	14-000022
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	303 HANBY LN, CAVE JUNCTION, OR 97523-9677
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001872
Date	Feb 20, 2026
Instrument	2026-001872

Lender

Name	UNLOCK HOME EQUITY SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	303 HANBY LN, CAVE JUNCTION, OR 97523-9677
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010845
Date	Aug 24, 2018
Instrument	2018-010845

Lender

Name	UMPQUA BANK
Type	Bank
Address	CAVE JUNCTION, OR 97523

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	303 HANBY LN, CAVE JUNCTION, OR 97523-9677
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001118
Date	Jan 24, 2020
Instrument	2020-001118

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	303 HANBY LN, CAVE JUNCTION, OR 97523-9677
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008559
Date	May 10, 2021
Instrument	2021-008559

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00 (+3.02%)	$218,020 (+3%)	$418,940 (+14.42%) Land $40,830 Building $378,110
2024	$2,520.00 (+12.3%)	$211,670 (+3%)	$366,140 (-5.61%) Land $39,290 Building $326,850
2023	$2,244.00 (+0.54%)	$205,510 (+3%)	$387,890 (+3.92%) Land $47,800 Building $340,090
2022	$2,232.00	$199,530	$373,260 Land $38,880 Building $334,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 54% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAVE JUNCTION serves 2,160 people · EPA ID OR4100971
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: DFN, Hunter Communications.

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