303 Gray St, Bowie, TX 76230 Property Records

Montague County property record for 303 Gray St, Bowie, TX 76230

Property Summary

Property TypeSingle Family Home
Details1,571 sqft · built 2012
Owner2 Individual Names on File
Tax Bill$1,083 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Nov 2017 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR000001071

Property Details

APN / Parcel Number

Primary APNR000001071
Alternative APN
  • 10072.0003.0001.0000

Interior

Building Area1,571 sqft Total Area
Gross Area2,884 sqft

Exterior

Year BuiltBuilt 2012
Garage Area756 sqft
PorchPorch
Porch Area248 sqft
Patio Area308 sqft

Location & Zoning

Account Number10072.0003.0001.0000
Old Parcel Number10072.0003.0001.0000
Street Address303 GRAY ST
CityBOWIE
StateTX
Zip76230-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1R-2 BLK 3 (REPLAT LOT 1 & 8) HAMILTON & ROBERTS
Legal SubdivisionHAMILTON & ROBERTS
Legal Block3
Legal Lot Number1
JurisdictionMONTAGUE TX
Township / Civil DivisionBOWIE
Census Block Group4
Census Block4004
Census Tract950501

Owner

Source: Montague County records · APN R000001071

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address303 GRAY ST, BOWIE, TX 76230-3001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2017Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Nov 07, 2017Deed of Trust, Mortgage · Reverse Mortgage
ONE REVERSE MORTGAGE LLC
Mar 01, 2018Vendor's Lien, Transfer · Conventional Mortgage
THE JACKSBORO NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2019
Deed SaleNov 12, 2019
Prior SaleJan 04, 2013
Deed Document Number1800782
Prior Transfer DateMar 01, 2018
Prior Transfer Doc1800782
Record UpdatedJun 08, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTAGUE TX
Property Address303 GRAY ST, BOWIE, TX 76230-3001
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1704583
DateNov 07, 2017
Instrument1704583
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTAGUE TX
Property Address303 GRAY ST, BOWIE, TX 76230-3001
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1704582
DateNov 07, 2017
Instrument1704582
Lender
NameONE REVERSE MORTGAGE LLC
TypeReverse Mortgage Lender
AddressSAN DIEGO, CA 92121
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.45%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2018
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5%
Index1-Year LIBOR
Max Rate5%

March 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTAGUE TX
Recording DateMar 01, 2018
Property Address303 GRAY ST, BOWIE, TX 76230-3001
Document Number1800782
Map ReferenceVOL 10 PG 384
Instrument DateFeb 28, 2018
Instrument1800782
Transaction TypeTransfer
Record UpdatedDec 07, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address303 GRAY ST, 303, BOWIE, TX 76230-3001

Transferred To (Grantee/Buyer)

NameVerified Name
Address12116 E FM 174, BOWIE, TX 76230-6005

Mortgage

Document Number1800783
DateMar 01, 2018
Instrument1800783
Lender
NameTHE JACKSBORO NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Montague County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBowie City
CountyMontague County
Unified School DistrictBowie Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,083.00 (+10.85%) Homeowner's exemption Senior Citizen's exemption$304,400 (+9.59%) Land $11,250 Building $293,150$304,400 (+9.59%) Land $11,250 Building $293,150
2023$277,750 Land $11,250 Building $266,500$277,750 Land $11,250 Building $266,500
2022$977.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 16, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Community Telephone Co.
Fiber · Fixed Wireless
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
1,000 / 500
Vyve Broadband
Cable
1,000 / 50

May also be available: AT&T.

Based on FCC filings for 191 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BOWIE
serves 5,534 people
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Gray St

Nearby Streets

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