Cecil County property record for 303 Gray Mount Cir, Elkton, MD 21921 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,040 sqft Total Area |
| Lot Size | 8,973 sqft (0.206 acres) |
| Garage | Attached, 416 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2025) |
| Tax Bill | $3,533.00 (2025) |
| Primary APN | 03-089797 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,040 sqft Total Area |
| Basement Area | 720 sqft Basement |
| Finished Basement | 720 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,973 sqft (0.206 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 416 sqft Garage |
| Patio Area | 200 sqft Patio |
| Porch Area | 200 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 089797 |
|---|---|
| Street Address | 303 GRAY MOUNT CIR |
| City | ELKTON |
| State | MD |
| Zip | 21921-6270 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 33 - .206 ACRE 303 GRAY MOUNT CIRCLE GRAYS HILL |
| Legal Subdivision | GRAYS HILL |
| Legal Lot Number | 33 |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 3, ELKTON |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 30508 |
Source: Cecil County records · APN 03-089797
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 GRAY MOUNT CIR, ELKTON, MD 21921-6270 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed, Transfer NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Dec 26, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Apr 22, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on Record |
| Deed Sale | Apr 15, 2025 · Amount on Record |
| Prior Sale | Jan 25, 2022 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jan 25, 2022 |
| Property Address | 303 GRAY MOUNT CIR, ELKTON, MD 21921-6270 |
| Document Number | 0050910150 |
| Book / Page | 5091 / 150 |
| Map Reference | MB NDS 14-55 |
| Instrument Date | Jan 05, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 GRAY MOUNT CIR, ELKTON, MD 21921-6270 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 303 GRAY MOUNT CIR, ELKTON, MD 21921-6270 |
| Document Number | 0041930214 |
| Book / Page | 004193 / 000214 |
| Instrument Date | Dec 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 303 GRAY MOUNT CIR ELKTON MD 219216270, ELKTON, MD 21921-6270 |
| Document Number | 0041930214 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 004193/000214 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 303 GRAY MOUNT CIR, ELKTON, MD 21921-6270 |
| Document Number | 0040680001 |
| Book / Page | 004068 / 000001 |
| Instrument Date | Apr 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 303 GRAY MOUNT CIR ELKTON MD 219216270, ELKTON, MD 21921-6270 |
| Document Number | 0040680001 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 004068/000001 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2047 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,167 (+30.28%) | $254,100 (+41.72%) Land $76,700 Building $177,400 | |
| 2025 | $3,533.00 (+49.7%) | ||
| 2023 | $2,360.00 | $175,900 | $179,300 Land $54,900 Building $124,400 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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