303 Gray Ave, Waverly, VA 23890 Property Records

Sussex County property record for 303 Gray Ave, Waverly, VA 23890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1940
Owner	Company Name on Record
Last Sale	$55,000 (Aug 2021)
Tax Bill	$286 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28A8-12-1`

Property Details

APN / Parcel Number

Primary APN	`28A8-12-1`
Alternative APN	`2727`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Year Built	Built 1940

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2727
Street Address	303 GRAY AVE
City	WAVERLY
State	VA
Zip	23890-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S SIDE GRAY AVE CORNER BANK ST
Legal Subdivision	GRAY
Jurisdiction	SUSSEX VA
Township / Civil Division	WAVERLY
Census Block Group	2
Census Block	2018
Census Tract	870300

Owner

Source: Sussex County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5601 HERELD GREEN DR, CHESTERFIELD, VA 23832-4031
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC BANK
Aug 25, 2021	Warranty Deed, Transfer · Commercial Mortgage ATLANTIC UNION BANK
Jun 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	210000969
Deed Book / Page	311 / 860
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX VA
Recording Date	Jul 9, 2026
Property Address	303 GRAY AVE, WAVERLY, VA 23890-5021
Document Number	0000000700
Book / Page	345 / 653
Instrument Date	Jun 26, 2026
Instrument	2026700
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5601 HERELD GREEN DR, CHESTERFIELD, VA 23832-4031

Mortgage

Document Number	0000000700,
Date	Jul 9, 2026
Book Page	345/653
Instrument	2026700

Lender

Name	ATLANTIC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX VA
Recording Date	Aug 25, 2021
Property Address	303 GRAY AVE, WAVERLY, VA 23890-5021
Document Number	000311/860
Book / Page	311 / 860
Instrument Date	Aug 13, 2021
Instrument	210000969
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 HERELD GREEN DR, CHESTERFIELD, VA 23832-4031

Mortgage

Document Number	0210000970
Date	Aug 25, 2021
Instrument	210000970

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUSSEX VA
Recording Date	Jun 10, 2021
Property Address	303 GRAY AVE, WAVERLY, VA 23890-5021
Document Number	000310/269
Book / Page	310 / 269
Instrument Date	Jun 9, 2021
Instrument	210000650
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10307 W BROAD ST # 335, 335, GLEN ALLEN, VA 23060-6716

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Sussex County
Municipality	Waverly Town
Unified School District	Sussex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$286.00	$54,000 (-) Land $16,100 Building $37,900
2023		$54,000 Land $16,100 Building $37,900	$54,000 (-) Land $16,100 Building $37,900
2022			$54,000 Land $16,100 Building $37,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAVERLY serves 2,640 people · EPA ID VA3183950
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Gray Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures