Caldwell County property record for 303 Georgetown Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,842 sqft · built 1981 |
| Lot Size | 0.584 acres (25,460 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,037 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 21B 1 13 |
| Primary APN | 09 21B 1 13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,842 sqft Heated Area |
| Gross Area | 6,341 sqft |
| 1st Floor Area | 2,842 sqft |
| Attic | Attic |
| Attic Area | 588 sqft |
| Basement Area | 2,457 sqft |
| Unfinished Basement | 2,457 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,460 sqft (0.584 acres) |
| Lot Dimensions | 134 ft deep x 190 ft wide |
| Porch | Slab |
| Porch Area | 454 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 26440 |
|---|---|
| Street Address | 303 GEORGETOWN LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-7065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0767/0576 0081 7.00 PLAT 28/159 |
| Legal Subdivision | GEORGETOWN |
| Legal Lot Number | 13 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30500 |
303 Georgetown Ln is owned and occupied by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 GEORGETOWN LN, LENOIR, NC 28645-7065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · VA Mortgage NP INC |
| Jun 4, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 303 GEORGETOWN LN, LENOIR, NC 28645-7065 |
| Document Number | 0010047765 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 303 GEORGETOWN LN LENOIR NC 286457065, LENOIR, NC 28645-7065 |
| Document Number | 0010047765 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 001997/000685 |
| Instrument | 10047765 |
| Name | NP INC |
|---|---|
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 30, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 4, 2019 |
| Property Address | 303 GEORGETOWN LN, LENOIR, NC 28645-7065 |
| Document Number | 0010033436 |
| Book / Page | 001964 / 000898 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 10033436 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 303 GEORGETOWN LN LENOIR NC 286457065, LENOIR, NC 28645-7065 |
The 2026 property tax bill for 303 Georgetown Ln was $2,037, down 6.1% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,037.00 (-6.13%) | $432,700 (-) Land $25,800 Building $406,900 | |
| 2025 | $2,170.00 | $432,700 Land $25,800 Building $406,900 | $432,700 Land $25,800 Building $406,900 |
| 2023 | $262,300 (-) Land $25,800 Building $236,500 | $262,300 (-) Land $25,800 Building $236,500 | |
| 2022 | $3,154.00 | $262,300 Land $25,800 Building $236,500 | $262,300 Land $25,800 Building $236,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 303 Georgetown Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2013–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 303 Georgetown Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Skyline Telephone.
5G and 4G LTE (outdoors only)
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