Black Hawk County property record for 303 Franklin St, Waterloo, IA 50703
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 3.5 ba · 2,312 sqft · built 1922 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (Oct 2025) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Oct 2025 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-24-312-019 |
| Primary APN | 8913-24-312-019 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Total Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 1,120 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Patio Area | 20 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 303 FRANKLIN ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3523 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | COOLEY ADDITION NW 1/3 LOT 7 BLK 63 NW 1/3 LOT 10 BLK 63 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | COOLEY ADDITION |
| Legal Block | 63 |
| Legal Lot Number | 7,10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
303 Franklin St, a duplex, is owned by a company that bought it in October 2025.
Source: Black Hawk County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 42 FRANKLIN ST, WATERLOO, IA 50703-3702 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on File |
| Deed Sale | Oct 16, 2025 · Amount on File |
| Prior Sale | Oct 16, 2025 · Amount on File |
| Deed Document Number | 202515226 |
| Prior Transfer Date | Oct 9, 2025 |
| Prior Transfer Doc | 0000015227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 16, 2025 |
| Property Address | 303 FRANKLIN ST, WATERLOO, IA 50703-3523 |
| Document Number | 0202515225 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025-15225 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $119.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3406 TUCSON DR, CEDAR FALLS, IA 50613-5468 |
The 2025 property tax bill for 303 Franklin St was $1,414.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,414.00 | $87,630 Land $5,940 Building $81,690 | $87,630 Land $5,940 Building $81,690 |
| 2024 | $1,414.00 | ||
| 2023 | $65,200 (+10.25%) Land $5,940 Building $59,260 | $65,200 Land $5,940 Building $59,260 | |
| 2022 | $1,563.00 | $59,140 Land $5,940 Building $53,200 | |
| 2021 | $59,140 Land $5,940 Building $53,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 303 Franklin St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1978–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1991 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 303 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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