Cook County property record for 303 Elm St, Prospect Heights, IL 60070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,083 sqft · built 1992 |
| Lot Size | 0.631 acres (27,486 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $677,000 (Jul 2018) |
| Tax Bill | $16,435 (2023) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-22-301-019 |
| Primary APN | 03-22-301-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,083 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 27,486 sqft (0.631 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 303 ELM ST |
|---|---|
| City | PROSPECT HEIGHTS |
| State | IL |
| Zip | 60070-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SMITH) & (DAWSON) (COUNTRY) CLUB ACRES AN OWNERS DIV ISION IN SW SEC 22-42-11 |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 22 |
| Legal Subdivision | SMITH & DAWSON COUNTRY |
| Legal Lot Number | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 802608 |
303 Elm St is owned and occupied by two individuals who bought it in July 2018.
Source: Cook County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 ELM ST, PROSPECT HEIGHTS, IL 60070-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Feb 28, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage C&R MTG |
| Jul 12, 2018 | Warranty Deed, Transfer C&R MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on File |
| Deed Sale | Jul 12, 2018 · Amount on File |
| Prior Sale | Aug 4, 1998 · Amount on File |
| Deed Document Number | 201819020 |
| Prior Transfer Date | Feb 25, 1994 |
| Prior Transfer Doc | 0000000739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 17, 2026 |
| Property Address | 303 ELM ST, PROSPECT HEIGHTS, IL 60070-1455 |
| Document Number | 0000028025 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202628025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 303 ELM ST, PROSPECT HEIGHTS, IL 60070-1455 |
| Document Number | 0000028025, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202628025 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 7.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 28, 2022 |
| Property Address | 303 ELM ST, PROSPECT HEIGHTS, IL 60070-1455 |
| Document Number | 0005920142 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2205920142 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 303 ELM ST, PROSPECT HEIGHTS, IL 60070-1455 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 303 ELM ST, PROSPECT HEIGHTS, IL 60070-1455 |
| Document Number | 2031938064 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 303 ELM ST PROSPECT HEIGHTS IL 600701455, PROSPECT HEIGHTS, IL 60070-1455 |
| Document Number | 2031938064 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 31938064 |
| Name | C&R MTG |
|---|---|
| Type | Mortgage Company |
| Address | NILES, IL 60714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 12, 2018 |
| Property Address | 303 ELM ST, PROSPECT HEIGHTS, IL 60070-1455 |
| Document Number | 1819319020 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 19319020 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $677.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 303 ELM ST PROSPECT HEIGHTS IL 600701455, PROSPECT HEIGHTS, IL 60070-1455 |
| Document Number | 1819319021 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 19319021 |
| Name | C&R MTG |
|---|---|
| Type | Mortgage Company |
| Address | NILES, IL 60714 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Prospect Heights City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Prospect Heights School District 23 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,000 Land $13,743 Building $68,257 | $820,000 Land $137,430 Building $682,570 | |
| 2023 | $16,435.00 (+6.87%) | ||
| 2022 | $15,379.00 Homeowner's exemption | $57,999 Land $10,994 Building $47,005 | $579,990 Land $109,940 Building $470,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 303 Elm St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1987–2013) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 303 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHEELING serves 39,725 people · EPA ID IL0314970 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures