303 Elderberry Way, Seneca, SC 29672 Property Records

Oconee County property record for 303 Elderberry Way, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,379 sqft · built 2020
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Oct 2018)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-10-01-027`

Property Details

APN / Parcel Number

Primary APN	`150-10-01-027`
Alternative APN	`1071947`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
Basement Area	1,309 sqft
Finished Basement	1 sqft

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	42,689 sqft (0.98 acres)
Lot Dimensions	445 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1071947
Street Address	303 ELDERBERRY WAY
City	SENECA
State	SC
Zip	29672-0581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 THE COTTAGES AT RIVERBIRCH (0.979 AC)
Legal Subdivision	COTTAGES/RIVERBIRCH
Legal Lot Number	27
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2017
Census Tract	30302

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 ELDERBERRY WAY, SENECA, SC 29672-0581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage OCONEE FED'L S&L ASSN
Oct 25, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jul 26, 2017	Grant Deed, Transfer · Line of Credit ALLEGACY FCU
Dec 7, 2017	Grant Deed, Transfer · Conventional Mortgage OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2018 · Amount on Record
Deed Sale	Oct 24, 2018 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Document Number	0024070110
Deed Book / Page	002407 / 000110
Last Transfer Date	Oct 25, 2018
Transfer Doc	0024070110
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	303 ELDERBERRY WAY, SENECA, SC 29672-0581
Document Number	0038450224
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 ELDERBERRY WAY SENECA SC 296720581, SENECA, SC 29672-0581

Mortgage

Document Number	0038450224
Date	Jul 1, 2019
Book Page	003845/000224

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	SENECA, SC 29678

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.1%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 25, 2018
Property Address	303 ELDERBERRY WAY, SENECA, SC 29672-0581
Document Number	0024070110
Book / Page	002407 / 000110
Instrument Date	Oct 23, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$906.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 CLARA SMITH LN PIEDMONT SC 296736811, PIEDMONT, SC 29673-6811

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 26, 2017
Property Address	303 ELDERBERRY WAY, SENECA, SC 29672-0581
Document Number	0000000997
Book / Page	002285 / 000225
Instrument Date	Jul 24, 2017
Instrument	997
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,530.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 S CALDWELL ST #220 CHARLOTTE NC 282033531, 220, CHARLOTTE, NC 28203-3531
Investor	Possibly a Property Investor

Mortgage

Document Number	1000
Date	Jul 26, 2017
Book Page	003631/000243
Instrument	1000

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114-6043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jul 25, 2019

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 7, 2017
Property Address	303 ELDERBERRY WAY, SENECA, SC 29672-0581
Document Number	0000007200
Book / Page	002321 / 000062
Instrument Date	Jul 24, 2017
Instrument	7200
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 LONG CREEK CT CLOVER SC 297108074, CLOVER, SC 29710-8074

Mortgage

Document Number	7201
Date	Dec 7, 2017
Book Page	003675/000183
Instrument	7201

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 6, 2022

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00	$23,669 (-) Land $6,770 Building $16,899	$591,717 (-) Land $169,250 Building $422,467
2023		$23,669 Land $6,770 Building $16,899	$591,717 Land $169,250 Building $422,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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