303 E Washington St, Winterset, IA 50273 Property Records

Madison County property record for 303 E Washington St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,400 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,000 (Feb 2013)
Tax Bill	$3,834 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`820000127070000`

Property Details

APN / Parcel Number

Primary APN	`820000127070000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	480 sqft
Basement Area	920 sqft
Finished Basement	480 sqft
Unfinished Basement	440 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	303 E WASHINGTON ST
City	WINTERSET
State	IA
Zip	50273-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2, LOT 5, BLK 27 ORIGINAL
Legal Subdivision	ORIGINAL TOWN OF WINTERSET
Legal Block	27
Legal Lot Number	5
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	3
Census Block	3050
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 E WASHINGTON ST, WINTERSET, IA 50273-1942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Jul 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2013 · Amount on Record
Deed Sale	Feb 1, 2013 · Amount on Record
Deed Document Number	2013371
Deed Book / Page	2013 / 371
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jul 12, 2021
Property Address	303 E WASHINGTON ST, WINTERSET, IA 50273-1942
Document Number	02021/2866
Book / Page	2021 / 2866
Instrument Date	Jul 9, 2021
Instrument	2021 2866
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	303 W WASHINGTON ST, WINTERSET, IA 50273

Mortgage

Document Number	0020212867
Date	Jul 12, 2021
Instrument	2021 2867

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	303 E WASHINGTON ST, WINTERSET, IA 50273-1942
Transaction Type	Mortgage
Record Updated	Aug 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2211
Date	Jul 19, 2019
Book Page	2019/2211
Instrument	2211

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,834.00	$205,100 (+4.75%) Land $16,800 Building $188,300	$205,100 (+4.75%) Land $16,800 Building $188,300
2024	$3,834.00 (+14.93%)
2023		$195,800 Land $9,000 Building $186,800	$195,800 Land $9,000 Building $186,800
2022	$3,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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