303 E Railroad St, Iola (Farina), IL 62838 Property Records

Clay County property record for 303 E Railroad St, Iola, IL 62838

Property Summary

Property Type	Single Family Home
Lot Size	0.895 acres (38,986 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,785 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-34-206-005`

Property Details

APN / Parcel Number

Primary APN	`01-34-206-005`

Exterior

Lot Area	38,986 sqft (0.895 acres)

Location & Zoning

Street Address	303 E RAILROAD ST
City	FARINA
State	IL
Zip	62838-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H E WATSONS ADDITION BLOCK I LOTS 4 5 6 7 8 9
Legal Subdivision	H E WATSONS ADD
Legal Block	1
Legal Lot Number	4-9
Jurisdiction	CLAY IL
Township / Civil Division	LARKINSBURG
Census Block Group	2
Census Block	2053
Census Tract	971900

Owner

Source: Clay County records · APN 01-34-206-005

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	303 E RAILROAD ST, FARINA, IL 62838-3742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLAY COUNTY STATE BANK
Jul 06, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 06, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	303 E RAILROAD ST, IOLA, IL 62838-3742
Transaction Type	Mortgage
Record Updated	Oct 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199612
Date	Aug 12, 2020
Instrument	199612

Lender

Name	CLAY COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 12, 2025

Interest

Rate Type	Fixed Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Jul 06, 2020
Property Address	303 E RAILROAD ST, IOLA, IL 62838-3742
Document Number	199334
Instrument Date	Jul 03, 2020
Instrument	199334
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 E RAILROAD ST, 303, IOLA, IL 62838-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 E RAILROAD ST, IOLA, IL 62838-3742

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Jul 06, 2020
Property Address	303 E RAILROAD ST, IOLA, IL 62838-3742
Document Number	0000199334
Instrument Date	Jul 03, 2020
Instrument	199334
Transaction Type	Transfer
Record Updated	Oct 04, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 E RAILROAD ST, 303, IOLA, IL 62838-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 E RAILROAD ST, IOLA, IL 62838-3742

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Larkinsburg Township
Municipality	Iola Village
Unified School District	North Clay Community Unit School District 25 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,716 (+31.99%) Land $1,584 Building $32,132	$101,148 (+31.99%) Land $4,752 Building $96,396
2024	$1,785.00 (+9.91%)
2022	$1,624.00 (-1.28%) Homeowner's exemption	$25,544 Land $1,193 Building $24,351	$76,632 Land $3,579 Building $73,053
2021	$1,645.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Railroad St

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