303 E Mill St, Waterloo, IL 62298 Property Records

Monroe County property record for 303 E Mill St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1974
Square Footage1,308 sqft Living Area
Lot Size11,376 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2022)
Tax Bill$3,338.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-25-236-022-000
Alternative APN
  • 07250820500400 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,308 sqft Living Area
1st Floor1,308 sqft 1st Floor
Basement Area1,308 sqft Basement
Unfinished Basement1,308 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area11,376 sqft (0.26 acres)
Depth X Width148 ft x 80 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area448 sqft Driveway
Garage Area406 sqft Garage
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address303 E MILL ST
CityWATERLOO
StateIL
Zip62298-1522
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 11 RAY DELL MANOR
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionRAY-DELL MANOR
Legal Lot Number11
JurisdictionMONROE IL
Minor Civil Division31
Census Blockgroup1
Census Block1029
Census Tract600401

Owner

Source: Monroe County records · APN 07-25-236-022-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address303 E MILL ST, WATERLOO, IL 62298-1522
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Sep 24, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
CARRINGTON MTG SVCS
Jan 13, 2020Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleJan 13, 2020
Deed Doc Number2022425672
Prior Transfer DateSep 23, 2019
Prior Transfer Doc0000405642
Record RefreshedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateAug 16, 2022
Property Address303 E MILL ST, WATERLOO, IL 62298-1522
Document Number0000425672
Map ReferenceMB C PG 60
Instrument DateAug 16, 2022
Instrument425672
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 E MILL ST, WATERLOO, IL 62298-1522
InvestorPossibly a Property Investor

Mortgage

Document Number0000425673
DateAug 16, 2022
Instrument425673
Lender
NameCELEBRITY HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate5.63%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address303 E MILL ST, WATERLOO, IL 62298-1522
Document Number0000412449
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedDec 08, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address303 E MILL ST WATERLOO IL 622981522, WATERLOO, IL 62298-1522

Mortgage

Document Number0000412449
DateNov 13, 2020
Instrument412449
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateJan 13, 2020
Property Address303 E MILL ST, WATERLOO, IL 62298-1522
Document Number0000405642
Instrument DateSep 23, 2019
Instrument405642
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address303 E MILL ST, WATERLOO, IL 62298-1522

Mortgage

Document Number0000405643
DateJan 13, 2020
Instrument405643
Lender
NameCARRINGTON MORTGAGE SVCS
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2039
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$66,930 (+14.92%) Land $16,730 Building $50,200$200,790 (+14.92%) Land $50,190 Building $150,600
2024$3,338.00
2022Disabled Person's exemption Veteran's exemption Additional exemption filed$58,240 Land $15,390 Building $42,850$174,720 Land $46,170 Building $128,550

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