Champaign County property record for 303 E McKinley St, Philo, IL 61864 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.282 acres (12,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Nov 2025) |
| Tax Bill | $2,223 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-23-330-002 |
| Primary APN | 19-27-23-330-002 |
|---|
| Lot Area | 12,265 sqft (0.282 acres) |
|---|
| Street Address | 303 E MCKINLEY ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 5 MOWRYS 1ST ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | MOWRYS 1ST ADD |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-330-002
Assessment roll updated April 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 E MCKINLEY ST, PHILO, IL 61864-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Nov 05, 2019 | Warranty Deed, Transfer · Closed-End Mortgage PHILO EXCHANGE BANK |
| Feb 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Nov 05, 2019 · Amount on Record |
| Deed Document Number | 202517959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 21, 2025 |
| Property Address | 303 E MCKINLEY ST, PHILO, IL 61864-9646 |
| Document Number | 0000017959 |
| Map Reference | MB B PG 66 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025R17959 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 303 E MCKINLEY ST, PHILO, IL 61864-9646 |
| Document Number | 0000017960 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025R17960 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 21, 2026 |
| Property Address | 303 E MCKINLEY ST, PHILO, IL 61864-9646 |
| Document Number | 0000007551 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 20267551 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 301 E MCKINLEY ST, PHILO, IL 61864-9646 |
| Document Number | 0000007551, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20267551 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 05, 2019 |
| Property Address | 303 E MCKINLEY ST, PHILO, IL 61864-9646 |
| Document Number | 0000018634 |
| Map Reference | MB B PG 66 |
| Instrument Date | Nov 01, 2019 |
| Instrument | 2019R18634 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 303 E MCKINLEY ST, PHILO, IL 61864-9646 |
| Document Number | 0000018635 |
|---|---|
| Date | Nov 05, 2019 |
| Instrument | 2019R18635 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Feb 14, 2019 |
| Property Address | 303 E MCKINLEY ST, PHILO, IL 61864-9646 |
| Document Number | 0000002068 |
| Map Reference | MB B PG 66 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 2019R02068 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 303 E MCKINLEY ST, PHILO, IL 61864-9646 |
| Document Number | 0000002069 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 2019R02069 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,060 (+8.81%) Land $4,810 Building $42,250 | $141,180 (+8.81%) Land $14,430 Building $126,750 | |
| 2024 | $2,223.00 (+10.6%) Homeowner's exemption | $43,250 (+14.9%) Land $4,420 Building $38,830 | $129,750 (+14.9%) Land $13,260 Building $116,490 |
| 2022 | $2,010.00 Homeowner's exemption | $37,640 Land $3,850 Building $33,790 | $112,920 Land $11,550 Building $101,370 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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