303 E Main St, Wilmington, OH 45177 Property Records

Clinton County property record for 303 E Main St, Wilmington, OH 45177

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,000 sqft · built 2012
Lot Size	0.357 acres (15,594 sqft)
Owner	Company Name on File
Last Sale	$815,000 (Dec 2025)
Tax Bill	$12,195 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`027198-0`

Property Details

APN / Parcel Number

Primary APN	`027198-0`
Alternative APN	`290-16-09-24-C005-00`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	8,000 sqft Total Area

Exterior

Year Built	Built 2012
Fire Resistance	Special
Lot Area	15,594 sqft (0.357 acres)
Terrain	High

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	027198-0
Street Address	303 E MAIN ST
City	WILMINGTON
State	OH
Zip	45177-2314
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	FITZHUGHS ADD LOT 5 SPT NP2 DOWNTOWN TIF TY19-48
Legal Subdivision	FITZHUGHS ADD
Legal Lot Number	5
Jurisdiction	CLINTON OH
Township / Civil Division	WILMINGTON
Census Block Group	4
Census Block	4002
Census Tract	964600

Owner

303 E Main St, a commercial property, is owned by a company that bought it in December 2025.

Source: Clinton County records, as of March 9, 2026

Owner of Record	Company Name on File
Mailing Address	5516 SONOMA RD, BETHESDA, MD 20817-3552
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage ERIEBANK
Jul 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage ERIEBANK
Feb 1, 2012	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Dec 30, 2025	Limited Warranty Deed, Transfer · Negative Amortization MERCHANTS NATIONAL BANK
Jul 28, 2020	Limited Warranty Deed, Transfer
Nov 15, 2012	Warranty Deed, Transfer · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Jul 28, 2020 · Amount on File
Deed Document Number	887
Deed Book / Page	2025 / 5613
Prior Transfer Date	Dec 30, 2025
Prior Transfer Doc	202500005613
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	303 E MAIN ST, WILMINGTON, OH 45177-2314
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100003346
Date	Jun 8, 2021
Instrument	2021-00003346

Lender

Name	ERIEBANK
Type	Bank
Address	INDEPENDENCE, OH 44131

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	303 E MAIN ST, WILMINGTON, OH 45177-2314
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100004118
Date	Jul 14, 2021
Instrument	2021-00004118

Lender

Name	ERIEBANK
Type	Bank
Address	INDEPENDENCE, OH 44131

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	303 E MAIN ST, WILMINGTON, OH 45177-2314
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000825/870
Date	Feb 1, 2012
Book Page	825/870
Instrument	2012-00000456

Lender

Name	FIRST STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Dec 30, 2025
Property Address	303 E MAIN ST, WILMINGTON, OH 45177-2314
Document Number	202500005613
Instrument Date	Dec 11, 2025
Instrument	2025-00005613
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 SONOMA RD, BETHESDA, MD 20817-3552

Mortgage

Document Number	202500005614
Date	Dec 30, 2025
Instrument	2025-00005614

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	60 Months
Due	Dec 10, 2030

Interest

Rate Type	Adjustable Rate

July 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Jul 28, 2020
Property Address	303 E MAIN ST, WILMINGTON, OH 45177-2314
Document Number	202000003591
Instrument Date	Jul 17, 2020
Instrument	2020-00003591
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5000 LEGACY DR STE 230, 230, PLANO, TX 75024-3137

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Nov 15, 2012
Property Address	303 E MAIN ST, WILMINGTON, OH 45177-2314
Document Number	000849/440
Book / Page	849 / 440
Instrument	2012-00005415
Transaction Type	Transfer
Record Updated	Mar 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8204 SQUIRREL HOLLOW RDG, WEST CHESTER, OH 45069-2105

Mortgage

Document Number	000849/443
Date	Nov 15, 2012
Book Page	849/443
Instrument	2012-00005416

Lender

Name	US BANK NA

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 303 E Main St was $12,195, down 4.8% from the year before.

Source: Clinton County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
Municipality	Wilmington City
Unified School District	Wilmington City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,195.00 (-4.79%)	$296,940 (-) Land $46,760 Building $250,180	$848,400 (-) Land $133,600 Building $714,800
2024	$12,809.00 (+88.42%)	$296,940 (+82.09%) Land $46,760 Building $250,180	$848,400 (+82.1%) Land $133,600 Building $714,800
2023	$6,798.00 (-52.15%)	$163,070 (-48.91%) Building $163,070	$465,900 Building $465,900
2022	$14,207.00	$319,190 Land $34,390 Building $284,800
2020			$911,960 Land $98,260 Building $813,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 E Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 303 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON CITY PWS serves 12,401 people · EPA ID OH1401211
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Brightspeed, Frontier.

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