303 E Locust St, Watseka, IL 60970 Property Records

Iroquois County property record for 303 E Locust St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.337 acres (14,700 sqft)
Owner	Individual Name on Record
Last Sale	$77,500 (Jul 2017)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	May 2017 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19 32 487 014`

Property Details

APN / Parcel Number

Primary APN	`19 32 487 014`

Exterior

Lot Area	14,700 sqft (0.337 acres)

Location & Zoning

Street Address	303 E LOCUST ST
City	WATSEKA
State	IL
Zip	60970-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 8 & 9 STANLEY'S SD BLK 15
Legal Subdivision	STANLEY'S SD
Legal Block	15
Legal Lot Number	8,9
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	2
Census Block	2020
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 E LOCUST ST, WATSEKA, IL 60970-1753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FARMERS STATE BANK
Jul 21, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	20172245
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	303 E LOCUST ST, WATSEKA, IL 60970-1753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17R1519
Date	May 18, 2017
Instrument	17R1519

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Jul 18, 2022

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 21, 2017
Property Address	303 E LOCUST ST, WATSEKA, IL 60970-1753
Document Number	17R2245
Map Reference	MB B PG 24
Instrument Date	Jul 21, 2017
Instrument	17R2245
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$116.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E LOCUST ST, WATSEKA, IL 60970-1753

Mortgage

Document Number	17R2246
Date	Jul 21, 2017
Instrument	17R2246

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00 (+49.22%)	$44,490 (+42%) Land $10,970 Building $33,520	$133,470 (+42%) Land $32,910 Building $100,560
2022	$2,631.00 Homeowner's exemption	$31,330 Land $7,720 Building $23,610	$93,990 Land $23,160 Building $70,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	153 (1979–2018)
Claims Outside the SFHA	10 of 153
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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