303 E Governor Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 303 E Governor Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 3,178 sqft · built 2006
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Sep 2020)
Tax Bill	$9,705 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A975000139`

Property Details

APN / Parcel Number

Primary APN	`A975000139`
Alternative APN	`5-0079-7659-00-0303.0000000`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,178 sqft Living Area
1st Floor Area	3,178 sqft
Basement Area	3,160 sqft
Finished Basement	1,822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	16,117 sqft (0.369 acres)
Garage Type	Attached
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	570 sqft

Location & Zoning

Account Number	A975000139
Old Parcel Number	A975000139
Street Address	303 E GOVERNOR CT
City	SAINT CHARLES
State	MO
Zip	63301-4593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOVERNOR PL ADDN LOT 303
Legal Range	04E
Legal Township	46N
Legal Subdivision	GOVERNOR PL ADDN
Legal Lot Number	303
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1007
Census Tract	310602

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	303 E GOVERNOR CT, SAINT CHARLES, MO 63301-4593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC
Dec 27, 2018	Deed of Trust, Mortgage REGIONAL GROWTH CAP INC
Jun 12, 2017	Warranty Deed, Transfer · ARM ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	0202069351
Deed Book / Page	2020 / 69351
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 18, 2020
Property Address	303 E GOVERNOR CT, SAINT CHARLES, MO 63301-4593
Document Number	0000069351
Map Reference	MB 33 PG 395
Instrument Date	Sep 9, 2020
Instrument	2020R-069351
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 E GOVERNOR CT, 333, SAINT CHARLES, MO 63301-4593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E GOVERNOR CT, SAINT CHARLES, MO 63301-4593

Mortgage

Document Number	0000069352
Date	Sep 18, 2020
Instrument	2020R-069352

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	303 E GOVERNOR CT, SAINT CHARLES, MO 63301-4593
Document Number	0070290938
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 E GOVERNOR CT ST CHARLES MO 633014593, ST CHARLES, MO 63301-4593

Mortgage

Document Number	0070290938
Date	Jan 25, 2019
Book Page	007029/000938
Instrument	39350

Lender

Name	REGIONAL GROWTH CAP INC
Address	4240 DUNCAN AVE # 200, ST LOUIS, MO 63110-1123

Agreement

Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 12, 2017
Property Address	303 E GOVERNOR CT, SAINT CHARLES, MO 63301-4593
Document Number	0000358750
Book / Page	6757 / 2170
Map Reference	MB 33 PG 395
Instrument Date	Jun 8, 2017
Instrument	20170612000358750
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	EAST GOVERNOR CT, SAINT CHARLES, MO 63301

Mortgage

Document Number	0000358760
Date	Jun 12, 2017
Book Page	6757/2172
Instrument	20170612000358760

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,705.00	$149,296 (+13.82%)	$785,768 (+13.82%) Land $115,500 Building $670,268
2023		$131,172
2022			$690,384 Land $99,000 Building $591,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	61 (1979–2022)
Claims Outside the SFHA	16 of 61
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 10 claims Flooding, Jun 2011 · 6 claims Severe Storms & Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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