303 E Francis St, Ontario, CA 91761 Property Records

San Bernardino County property record for 303 E Francis St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 1949
Lot Size	0.313 acres (13,650 sqft)
Owner	2 Individual Names on File
Last Sale	$684,000 (Dec 2023)
Tax Bill	$7,660 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1050-251-29-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-251-29-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,650 sqft (0.313 acres)
View / Lot	Average
Porch	Patio/Porch
Porch Area	457 sqft
Patio Area	457 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	303 E FRANCIS ST
City	ONTARIO
State	CA
Zip	91761-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2789 LOT 8
Legal Subdivision	TRACT NO. 2789
Legal Tract	2789
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1006
Census Tract	1812

Owner

303 E Francis St is owned and occupied by two individuals who bought it in December 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 E FRANCIS ST, ONTARIO, CA 91761-5314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Grant Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Dec 27, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	Dec 27, 2022
Deed Document Number	2023311092
Prior Transfer Date	Dec 11, 2023
Prior Transfer Doc	0000311091
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 18, 2023
Property Address	303 E FRANCIS ST, ONTARIO, CA 91761-5314
Document Number	0000311092
Map Reference	MB 38 PG 84
Instrument Date	Nov 15, 2023
Instrument	2023-0311092
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	303 E FRANCIS ST, ONTARIO, CA 91761-5314

Mortgage

Document Number	0000311093
Date	Dec 18, 2023
Instrument	2023-0311093

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 27, 2022
Property Address	303 E FRANCIS ST, ONTARIO, CA 91761-5314
Document Number	0000407192
Map Reference	MB 38 PG 84
Instrument Date	Dec 2, 2022
Instrument	2022-0407192
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	303 E FRANCIS ST, ONTARIO, CA 91761-5314

Mortgage

Document Number	0000407193
Date	Dec 27, 2022
Instrument	2022-0407193

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.22%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	303 E FRANCIS ST, ONTARIO, CA 91761-5314
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E FRANCIS ST, ONTARIO, CA 91761-5314

Mortgage

Document Number	0000426270
Date	Oct 30, 2020
Instrument	2020-0426270

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 12, 2019
Property Address	303 E FRANCIS ST, ONTARIO, CA 91761-5314
Document Number	0000233044
Instrument Date	Jun 24, 2019
Instrument	233044
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 E FRANCIS ST ONTARIO CA 917615314, ONTARIO, CA 91761-5314

Tax Assessment & Valuation

The 2025 property tax bill for 303 E Francis St was $7,660.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$711,634 (+2%) Land $249,072 Building $462,562
2025	$7,660.00	$697,680 Land $244,188 Building $453,492
2023	$1,773.00 (+1.43%) Homeowner's exemption	$168,825 Land $59,857 Building $108,968
2022	$1,748.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 E Francis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 303 E Francis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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