303 E Dolphin Vw, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 303 E Dolphin Vw, Sneads Ferry, NC 28460

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,029 sqft · built 2011
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Nov 2020)
Tax Bill	$2,931 (2026)
Deeds & Mortgages	May 2023 Transfer Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`774G-303`

Property Details

APN / Parcel Number

Primary APN	`774G-303`
Alternative APNs	`0494668000` `466917000` `494668000` `071794`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,029 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	494668000
Street Address	303 E DOLPHIN VW
City	SNEADS FERRY
State	NC
Zip	28460-8306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L174 P4 MIMOSA BAY
Legal Subdivision	MIMOSA BAY P4
Legal Lot Number	174
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	3
Census Block	3025
Census Tract	405

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 E DOLPHIN VW, SNEADS FERRY, NC 28460-8306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Intrafamily Transfer, Transfer
Nov 13, 2020	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Aug 10, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Book / Page	5311 / 963
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	May 30, 2023
Property Address	303 E DOLPHIN VW, SNEADS FERRY, NC 28460-8306
Document Number	0059720727
Book / Page	5972 / 727
Map Reference	MB 52 PG 218
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E DOLPHIN VW, SNEADS FERRY, NC 28460-8306

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 13, 2020
Property Address	303 E DOLPHIN VW, SNEADS FERRY, NC 28460-8306
Document Number	0053110963
Book / Page	5311 / 963
Instrument Date	Nov 9, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	785 CHADWICK SHORES DR, 785, SNEADS FERRY, NC 28460-9209

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 E DOLPHIN VW, SNEADS FERRY, NC 28460-8306

Mortgage

Document Number	0005311967
Date	Nov 13, 2020
Instrument	5311/967

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.37%
Index	5-Year CMT
Margin	2
Max Rate	9.37%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 10, 2018
Property Address	303 E DOLPHIN VW, SNEADS FERRY, NC 28460-8306
Document Number	0048250480
Book / Page	004825 / 000480
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$661.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 E DOLPHIN VW SNEADS FERRY NC 284608306, SNEADS FERRY, NC 28460-8306

Mortgage

Document Number	48250483
Date	Aug 10, 2018
Book Page	004825/000483

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,931.00	$519,931 (+16.15%) Land $70,000 Building $449,931	$519,931 (+16.15%) Land $70,000 Building $449,931
2023	$2,931.00	$447,628 Land $65,000 Building $382,628	$447,628 Land $65,000 Building $382,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 470 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	470 in force
Nearby Flood Claims	44 (1996–2018)
Claims Outside the SFHA	1 of 44
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 32 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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