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303 E Cross St, Oak Hill, OH 45656 Property Records

Jackson County property record for 303 E Cross St, Oak Hill, OH 45656

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,536 sqft · built 1910
Lot Size0.321 acres (13,991 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Aug 2023)
Tax Bill$2,980 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNI160110010200

Property Details

APN / Parcel Number

Primary APNI160110010200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,536 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Lot Area13,991 sqft (0.321 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area300 sqft
Deck Area434 sqft
Shed1 Shed
Shed Area400 sqft
Canopy240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address303 E CROSS ST
CityOAK HILL
StateOH
Zip45656-1249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREEDS ADD TO PTLD LOT #3-4
Legal SubdivisionREEDS ADDITION TO OAK HILL
JurisdictionJACKSON OH
Township / Civil DivisionMADISON
Census Block Group4
Census Block4024
Census Tract957700

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address303 E CROSS ST, OAK HILL, OH 45656-1249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Aug 29, 2023Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Mar 3, 2023Intrafamily Transfer, Transfer
Mar 20, 2023Re-recorded Document

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Deed Document Number20232538
Deed Book / Page174 / 1495
Prior Transfer DateMar 2, 2023
Prior Transfer Doc000171/101
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OH
Recording DateApr 21, 2026
Property Address303 E CROSS ST, OAK HILL, OH 45656-1249
Document Number0000001285
Book / Page194 / 2289
Instrument DateApr 13, 2026
Instrument20261285
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 E CROSS ST, OAK HILL, OH 45656-1249

Mortgage

Document Number0000001285,
DateApr 21, 2026
Book Page194/2289
Instrument20261285
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueDec 1, 2054
Interest
Rate6.11%
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OH
Recording DateAug 29, 2023
Property Address303 E CROSS ST, OAK HILL, OH 45656-1249
Document Number00174/1495
Book / Page174 / 1495
Map ReferenceVOL 170 PG 2020
Instrument DateAug 25, 2023
Instrument202302538
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address303 E CROSS ST, OAK HILL, OH 45656-1249

Mortgage

Document Number00174/1498
DateAug 29, 2023
Book Page174/1498
Instrument202302539
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON OH
Recording DateMar 3, 2023
Property Address303 E CROSS ST, OAK HILL, OH 45656-1249
Document Number00170/2020
Book / Page170 / 2020
Instrument DateMar 2, 2023
Instrument202300000590
Transaction TypeTransfer
Record UpdatedMar 24, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 STATE ROUTE 233, OAK HILL, OH 45656-9671

March 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionJACKSON OH
Recording DateMar 20, 2023
Property Address303 E CROSS ST, OAK HILL, OH 45656-1249
Document Number000171/101
Book / Page171 / 101
Instrument DateMar 2, 2023
Instrument202300792
Record UpdatedApr 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 STATE ROUTE 233, OAK HILL, OH 45656-9671

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyJackson County
County SubdivisionMadison Township
MunicipalityOak Hill Village
Unified School DistrictOak Hill Union Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,980.00$53,320 (-) Land $5,610 Building $47,710$152,330 (-) Land $16,030 Building $136,300
2023$2,980.00 (+27.02%)$53,320 (+27.04%) Land $5,610 Building $47,710
2022$2,346.00$41,970 Land $5,380 Building $36,590
2020$152,330 Land $16,030 Building $136,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF OAK HILL
serves 3,067 people · EPA ID OH4000411
Water SourcePurchased groundwater from several systems
Last State InspectionDec 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
altafiber Network Solutions
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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