303 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 303 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Duplex
Details	4 ba · 1,350 sqft · built 1965
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Sep 2021)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit Nov 2018 Sale & Line of Credit
APN	`04-29-0-123-002`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-123-002`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	303 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1441
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PENNS ADD TO O FALLON LOT/SEC-73 A02715752
Legal Subdivision	PENNS ADD
Legal Block	123
Legal Lot Number	73
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2026
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 S LINCOLN AVE # 611, 611, O FALLON, IL 62269
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Warranty Deed, Transfer · Line of Credit FCB BANKS
Nov 30, 2018	Grant Deed, Transfer · Line of Credit FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	20212715752
Prior Transfer Date	Oct 17, 2007
Prior Transfer Doc	00A2074036
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 9, 2021
Property Address	303 E ADAMS ST, O FALLON, IL 62269-1441
Document Number	0A02715752
Instrument Date	Aug 16, 2021
Instrument	A02715752
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS AND TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	0A02715753
Date	Sep 9, 2021
Instrument	A02715753

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 30, 2018
Property Address	303 E ADAMS ST, O FALLON, IL 62269-1441
Document Number	00A2597540
Instrument Date	Nov 27, 2018
Instrument	2597540
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 CRESTWOOD DNVE SWANSEA IL 62226, SWANSEA, IL 62226

Mortgage

Document Number	A2597541
Date	Nov 30, 2018
Instrument	2597541

Lender

Name	FCB BK
Type	Bank
Address	OFALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00 (+8.41%)	$55,079 (+9.62%) Land $4,926 Building $50,153	$165,237 (+9.62%) Land $14,778 Building $150,459
2024	$3,662.00	$50,246 (+22.55%) Land $4,494 Building $45,752	$150,738 (+22.55%) Land $13,482 Building $137,256
2022		$41,000 Land $3,667 Building $37,333	$123,000 Land $11,001 Building $111,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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