303 E 2nd St, Saint Ansgar, IA 50472 Property Records

Mitchell County property record for 303 E 2nd St, Saint Ansgar, IA 50472

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,611 sqft · built 1900
Lot Size	0.364 acres (15,840 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jul 2026)
Tax Bill	$754 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0524184002`

Property Details

APN / Parcel Number

Primary APN	`0524184002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,611 sqft Living Area
1st Floor Area	768 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,840 sqft (0.364 acres)
Lot Dimensions	132 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	303 E 2ND ST
City	SAINT ANSGAR
State	IA
Zip	50472-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2 BLK 94
Legal Subdivision	TOWN OF ST ANSGAR
Legal Block	94
Legal Lot Number	1,2
Jurisdiction	MITCHELL IA
Township / Civil Division	ST. ANSGAR
Census Block Group	3
Census Block	3012
Census Tract	560200

Owner

303 E 2nd St is owned and occupied by two individuals who bought it in July 2026.

Source: Mitchell County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 E 2ND ST, SAINT ANSGAR, IA 50472-9614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL
Dec 20, 2024	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Sep 5, 2025 · Amount on File
Deed Document Number	20261260
Prior Transfer Date	Oct 16, 2024
Prior Transfer Doc	0000001871
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Jul 31, 2026
Property Address	303 E 2ND ST, SAINT ANSGAR, IA 50472-9614
Document Number	0000001260
Instrument Date	Jul 22, 2026
Instrument	20261260
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,695.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E 2ND ST, SAINT ANSGAR, IA 50472-9614

Mortgage

Document Number	0000001261,
Date	Jul 31, 2026
Instrument	20261261

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Dec 20, 2024
Property Address	303 E 2ND ST, SAINT ANSGAR, IA 50472-9614
Document Number	02024/2010
Book / Page	2024 / 2010
Instrument Date	Dec 16, 2024
Instrument	2024 2010
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 E 2ND ST, SAINT ANSGAR, IA 50472-9614

Mortgage

Document Number	0020242011
Date	Dec 20, 2024
Instrument	2024 2011

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 10, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 303 E 2nd St was $754.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	St. Ansgar City
Unified School District	St. Ansgar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00	$93,460 Land $16,200 Building $77,260	$93,460 Land $16,200 Building $77,260
2024	$754.00
2023		$50,160 (+7.82%) Land $13,770 Building $36,390	$50,160 Land $13,770 Building $36,390
2022	$630.00 Homeowner's exemption	$46,520 Land $13,770 Building $32,750
2021			$46,520 Land $13,770 Building $32,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 303 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 E 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST ANSGAR WATER SUPPLY serves 1,161 people · EPA ID IA6673016
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures