Bay County property record for 303 E 2nd Pl, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,611 sqft · built 1950 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $244,000 (Dec 2021) |
| Tax Bill | $2,011 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20356-000-000 |
| Primary APN | 20356-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| 1st Floor Area | 1,611 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 143 ft deep x 59 ft wide |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 303 E 2ND PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC02 |
| Legal Description | HARMON PLAT LOT 8 BLK 12 MAP 105C3 ORB 4753 P 388 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | HARMON PLAT |
| Legal Block | 12 |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1900 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 303 E 2ND PL, PANAMA CITY, FL 32401-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 30, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 30, 2021 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Jun 1, 2005 · Amount on Record |
| Deed Document Number | 202198494 |
| Deed Book / Page | 4505 / 871 |
| Last Transfer Date | Nov 19, 2023 |
| Transfer Doc | 0047530388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 30, 2023 |
| Property Address | 303 E 2ND PL, PANAMA CITY, FL 32401-3224 |
| Document Number | 0047530388 |
| Book / Page | 4753 / 388 |
| Map Reference | MB 4 PG 8 |
| Instrument Date | Nov 19, 2023 |
| Instrument | 2023074396 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 E 2ND PL, PANAMA CITY, FL 32401-3225 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 303 E 2ND PL, PANAMA CITY, FL 32401-3224 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 30, 2021 |
| Property Address | 303 E 2ND PL, PANAMA CITY, FL 32401-3224 |
| Document Number | 0045050871 |
| Book / Page | 4505 / 871 |
| Map Reference | MB 4 PG 8 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2021098494 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 EDEN AVENUE, 105, COCOA, FL 32927 |
| Name | Verified Name |
|---|---|
| Address | 328 BUNKERS COVE RD, PANAMA CITY, FL 32401-3912 |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,011.00 (-22.56%) Homeowner's exemption Additional exemption filed | $202,484 (+6.64%) | $232,955 (+22.68%) Land $40,705 Building $192,250 |
| 2024 | $2,597.00 (-4.38%) | ||
| 2023 | $2,716.00 (-6.47%) Homeowner's exemption | $189,882 (+9.14%) Land $35,141 Building $154,741 | $189,882 (+9.14%) Land $35,141 Building $154,741 |
| 2022 | $2,904.00 | $173,981 Land $30,514 Building $143,467 | $173,981 Land $30,514 Building $143,467 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 184 units insured incl. 146 condo units |
| Nearby Flood Claims | 75 (1982–2018) |
| Claims Outside the SFHA | 41 of 75 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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