303 Durham Meadows Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 303 Durham Meadows Dr, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,630 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2020)
Tax Bill	$5,310 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T071200023`

Property Details

APN / Parcel Number

Primary APN	`T071200023`
Alternative APN	`4-0076-A196-00-0019.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,630 sqft Living Area
1st Floor Area	1,406 sqft
Basement Area	1,224 sqft

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T071200023
Old Parcel Number	T071200023
Street Address	303 DURHAM MEADOWS DR
City	O FALLON
State	MO
Zip	63368-7380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX HAVEN ADDN LOT 19
Legal Range	02E
Legal Township	46N
Legal Subdivision	FOX HAVEN ADDN
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1008
Census Tract	312209

Owner

Source: St. Charles County records · APN T071200023

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	303 DURHAM MEADOWS DR, O FALLON, MO 63368-7380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Jun 01, 2020	Warranty Deed, Transfer HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2020 · Amount on Record
Deed Sale	Jun 01, 2020 · Amount on Record
Prior Sale	Oct 31, 2007 · Amount on Record
Deed Document Number	0073072163
Deed Book / Page	7307 / 2163
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	303 DURHAM MEADOWS DR, O FALLON, MO 63368-7380
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 DURHAM MEADOWS DR, O FALLON, MO 63368-7380

Mortgage

Document Number	0000057940
Date	Dec 26, 2025
Instrument	2025R-057940

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	303 DURHAM MEADOWS DR, O FALLON, MO 63368-7380
Transaction Type	Mortgage
Record Updated	Apr 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 DURHAM MEADOWS DR, O FALLON, MO 63368-7380

Mortgage

Document Number	2021R024471
Date	Mar 19, 2021
Instrument	2021R-024471

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 01, 2020
Property Address	303 DURHAM MEADOWS DR, O FALLON, MO 63368-7380
Document Number	0073072163
Book / Page	007307 / 002163
Instrument Date	May 28, 2020
Instrument	356280
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	303 DURHAM MEADOWS DR O FALLON MO 633687380, O FALLON, MO 63368-7380

Mortgage

Document Number	73072165
Date	Jun 01, 2020
Book Page	007307/002165
Instrument	356290

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,310.00	$79,983 (+10.08%)	$420,965 (+10.08%) Land $85,000 Building $335,965
2023		$72,658
2022			$382,410 Land $65,000 Building $317,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833122091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 25% of Missouri
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Brightspeed	Fiber	940 / 940
Wisper ISP	Fixed Wireless	400 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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