303 Dover Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 303 Dover Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,860 sqft · built 1965
Lot Size	0.891 acres (38,812 sqft)
Owner	Individual Name on File
Tax Bill	$5,130 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045B1-07-0C-00700`

Property Details

APN / Parcel Number

Primary APN	`045B1-07-0C-00700`
Alternative APN	`10568`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,860 sqft Finished Area
Basement Area	1,860 sqft
Finished Basement	1,426 sqft
Unfinished Basement	434 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	38,812 sqft (0.891 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	588 sqft
Deck Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	303 DOVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	CARRSBROOK G C 7
Legal Subdivision	CARRSBROOK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10604

Owner

Source: Albemarle County records · APN 045B1-07-0C-00700

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	303 DOVER RD, CHARLOTTESVILLE, VA 22901-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 21, 2009
Transfer Doc	3726/119
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	303 DOVER RD, CHARLOTTESVILLE, VA 22901-1013
Document Number	0000016681
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 03, 2020
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 DOVER RD CHARLOTTESVILLE VA 229011013, CHARLOTTESVILLE, VA 22901-1013

Mortgage

Document Number	0000016681
Date	Nov 18, 2020
Book Page	005428/000539
Instrument	16681

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,130.00 (-0.08%)	$573,800 (-0.09%) Land $126,000 Building $447,800	$573,800 (-0.09%) Land $126,000 Building $447,800
2025	$5,134.00 (+16.63%)	$574,300 (+11.41%) Land $131,600 Building $442,700	$574,300 (+11.41%) Land $131,600 Building $442,700
2023	$4,402.00	$515,500 Land $126,900 Building $388,600	$515,500 Land $126,900 Building $388,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 192 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACSA URBAN AREA serves 77,408 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.