Clinton County property record for 303 Cummings Dr, Gower, MO 64454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,400 sqft · built 1975 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,286 (Dec 2024) |
| Tax Bill | $2,811 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 08.0 34 003 007 007.000 |
| Primary APN | 05 08.0 34 003 007 007.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 109 Units |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Basement Area | 1,875 sqft |
| Finished Basement | 525 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Wood Shingle |
| Lot Area | 34,412 sqft (0.79 acres) |
| Garage Type | Mixed |
| Garage Area | 1,476 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 303 CUMMINGS DR |
|---|---|
| City | GOWER |
| State | MO |
| Zip | 64454-9353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CUMMINGS 4TH ADD |
| Legal Range | 33W |
| Legal Township | 56N |
| Legal Section | 34 |
| Legal Subdivision | CUMMINGS 4TH ADD |
| Legal Lot Number | 1 |
| Jurisdiction | CLINTON MO |
| Township / Civil Division | ATCHISON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 960400 |
303 Cummings Dr is owned and occupied by two individuals who bought it in December 2024.
Source: Clinton County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 CUMMINGS DR, GOWER, MO 64454-9353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2024 · Amount on File |
| Deed Sale | Dec 2, 2024 · Amount on File |
| Prior Sale | May 1, 2005 |
| Deed Document Number | 20242903 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 303 Cummings Dr was $2,811, up % from the year before.
Source: Clinton County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clinton County |
| Municipality | Gower City |
| Unified School District | East Buchanan County C-1 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,811.00 (+0.04%) | $34,770 (+15.71%) Land $6,726 Building $28,044 | $182,999 Land $35,400 Building $147,599 |
| 2024 | $2,810.00 (+15.16%) | $30,050 (-) Land $6,726 Building $23,324 | |
| 2023 | $2,440.00 (+18.05%) | $30,050 (+7.59%) Land $6,726 Building $23,324 | $158,160 Land $35,400 Building $122,760 |
| 2022 | $2,067.00 | $27,930 Land $6,726 Building $21,204 | |
| 2021 | $147,000 Land $35,400 Building $111,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 303 Cummings Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Jun 1984 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 303 Cummings Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWER PWS serves 1,360 people · EPA ID MO1010318 |
|---|---|
| Water Source | Purchased groundwater from DEKALB COUNTY PWSD 1 |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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