303 Crest Cir, Winchester, VA 22602 Property Records

Frederick County property record for 303 Crest Cir, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1977
Lot Size	0.33 acres (14,261 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (Oct 2013)
Tax Bill	$1,617 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54H1-11`

Property Details

APN / Parcel Number

Primary APN	`54H1-11`
Alternative APN	`8015146`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,261 sqft (0.33 acres)
Porch	Porch
Porch Area	90 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8015146
Street Address	303 CREST CIR
City	WINCHESTER
State	VA
Zip	22602-7409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	HERITAGE HILLS L11 S1
Legal Subdivision	HERITAGE HILLS
Legal Lot Number	11
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	3
Census Block	3000
Census Tract	51002

Owner

303 Crest Cir is owned and occupied by an individual who bought it in October 2013.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	303 CREST CIR, WINCHESTER, VA 22602-7409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Grant Deed, Transfer HOMESPIRE MTG CORP
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2013 · Amount on File
Deed Sale	Oct 24, 2013 · Amount on File
Prior Sale	Mar 12, 2013 · Amount on File
Deed Book / Page	1300 / 12410
Record Updated	Sep 20, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 4, 2019
Property Address	303 CREST CIR, WINCHESTER, VA 22602-7409
Document Number	0000010576
Instrument Date	Oct 3, 2019
Instrument	10576
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	TITLE RESOURCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CREST CIR WINCHESTER VA 226027409, WINCHESTER, VA 22602-7409

Mortgage

Document Number	10577
Date	Oct 4, 2019
Instrument	10577

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	303 CREST CIR, WINCHESTER, VA 22602-7409
Document Number	0000004036
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 CREST CIR WINCHESTER VA 226027409, WINCHESTER, VA 22602-7409

Mortgage

Document Number	0000004036
Date	Apr 30, 2018
Instrument	4036

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 303 Crest Cir was $1,617, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,617.00 (+10.38%)	$305,152 Land $93,000 Building $212,152	$305,152 Land $93,000 Building $212,152
2025	$1,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Crest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Crest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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