303 Cook Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 303 Cook Ave E, Saint Paul, MN 55130

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,696 sqft · built 1962
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2022)
Tax Bill	$4,792 (2025)
Deeds & Mortgages	Apr 2022 Sale & Line of Credit Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-29-22-14-0084`

Property Details

APN / Parcel Number

Primary APN	`30-29-22-14-0084`
Alternative APNs	`8598800` `665030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	133 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	665030
Street Address	303 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55130-3823
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MCMENEMYS SUBDIVISION A S 1/2 OF VAC ALLEY ACCRUING & THE W 1/2 OF LOT 17 & ALL OF LOT 16
Legal Range	22
Legal Township	29
Legal Section	30
Legal Subdivision	MCMENEMYS SUBDIVISION A
Legal Lot Number	17,16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3016
Census Tract	30900

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 COOK AVE E, SAINT PAUL, MN 55130-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Line of Credit MARINE CU
Dec 26, 2018	Warranty Deed, Transfer CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	20222729629
Prior Transfer Date	Jul 29, 2005
Prior Transfer Doc	0000344459
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 11, 2022
Property Address	303 COOK AVE E, SAINT PAUL, MN 55130-3823
Document Number	0T02729629
Instrument Date	Apr 7, 2022
Instrument	T02729629
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	303 COOK AVE E, SAINT PAUL, MN 55130-3823

Mortgage

Document Number	0T02729630
Date	Apr 11, 2022
Instrument	T02729630

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.48%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	7.48%
Max Rate At Change	9.48%
Index	Other
Max Rate	9.48%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 26, 2018
Property Address	303 COOK AVE E, SAINT PAUL, MN 55130-3823
Document Number	0002630573
Instrument Date	Dec 12, 2018
Instrument	2630573
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$782.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 COOK AVE E ST PAUL MN 551303823, ST PAUL, MN 55130-3823

Mortgage

Document Number	2630575
Date	Dec 26, 2018
Instrument	2630575

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Mortgage

Document Number	2630574,
Date	Dec 26, 2018
Instrument	2630574

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,500 (+6.35%) Land $28,800 Building $247,700	$276,500 (+6.35%) Land $28,800 Building $247,700
2025	$4,792.00 (+38.18%)
2023	$3,468.00 Homeowner's exemption	$260,000 Land $20,000 Building $240,000	$260,000 Land $20,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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