303 Clearfield Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 303 Clearfield Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,274 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Aug 2020)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0176-0250`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0176-0250`
Alternative APNs	`00238601` `238601`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,814 sqft
1st Floor Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00238601
Street Address	303 CLEARFIELD AVE
City	SPRING HILL
State	FL
Zip	34606-6316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 176 LOT 25
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	176
Legal Lot Number	25
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2018
Census Tract	41402

Owner

303 Clearfield Ave is owned and occupied by an individual who bought it in August 2020.

Source: Hernando County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	303 CLEARFIELD AVE, SPRING HILL, FL 34606-6316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Aug 27, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	202052877
Deed Book / Page	3881 / 372
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	May 4, 2026
Property Address	303 CLEARFIELD AVE, SPRING HILL, FL 34606-6316
Document Number	0000029235
Book / Page	4702 / 1789
Instrument Date	Apr 14, 2026
Instrument	202629235
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CLEARFIELD AVE, SPRING HILL, FL 34606-6316

Mortgage

Document Number	0000029235,
Date	May 4, 2026
Book Page	4702/1789
Instrument	202629235

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Sep 1, 2050

Interest

Rate	6.22%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	303 CLEARFIELD AVE, SPRING HILL, FL 34606-6316
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CLEARFIELD AVE, SPRING HILL, FL 34606-6316

Mortgage

Document Number	0043341698
Date	Aug 23, 2023
Book Page	4334/1698
Instrument	2023053266

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 27, 2020
Property Address	303 CLEARFIELD AVE, SPRING HILL, FL 34606-6316
Document Number	0038810372
Book / Page	3881 / 372
Map Reference	MB 7 PG 87-95
Instrument Date	Aug 21, 2020
Instrument	2020052877
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10204 BEDFORD RD, 10204, SPRING HILL, FL 34608-5817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CLEARFIELD AVE, SPRING HILL, FL 34606-6316

Mortgage

Document Number	3881374
Date	Aug 27, 2020
Instrument	3881/374

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 15, 2019
Property Address	303 CLEARFIELD AVE, SPRING HILL, FL 34606-6316
Document Number	0036920746
Book / Page	3692 / 0746
Map Reference	MB 7 PG 87-95
Instrument Date	Apr 5, 2019
Instrument	2019023073
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 CLEARFIELD AVE, 303, SPRING HILL, FL 34606-6316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CLEARFIELD AVE, SPRING HILL, FL 34606-6316

Mortgage

Document Number	2019023074
Date	Apr 15, 2019
Instrument	2019023074

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 303 Clearfield Ave was $1,827 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00 Homeowner's exemption	$118,995	$169,371 Land $30,500 Building $138,871
2023		$112,273 (+3%) Land $112,273
2022	$1,104.00 Homeowner's exemption	$109,003	$163,572 Land $28,000 Building $135,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Clearfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Clearfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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