303 Chipley Ave, Pensacola, FL 32503 Property Records

Escambia County property record for 303 Chipley Ave, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,427 sqft · built 1953
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$635,000 (Jan 2020)
Tax Bill$15,746 (2024)
Deeds & MortgagesJan 2025 Transfer
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-2S-29-5905-025-003

Property Details

APN / Parcel Number

Primary APN05-2S-29-5905-025-003
Alternative APNs
  • 013024000
  • 13024000

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area4,427 sqft Living Area
Gross Area5,656 sqft
1st Floor Area3,054 sqft
SunroomSunroom
FlooringParquet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Lot Width77 ft Width
View / LotWater View
Garage TypeAttached
Garage Area1,229 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area180 sqft
Patio Area192 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13024000
Street Address303 CHIPLEY AVE
CityPENSACOLA
StateFL
Zip32503-6424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AAA
Legal DescriptionLTS 6 7 8 25 26 27 BLK 3 ALSO ADJOINING ALLEY EAST PENSACOLA PLAT DB 77 P 520 CA 1 OR 8237 P 1698 OR 9256 P 1817
Legal Range29W
Legal Township02S
Legal Section05
Legal SubdivisionEAST PENSACOLA PLAT
Legal Block3
Legal Lot Number6
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1009
Census Tract1002

Owner

Source: Escambia County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address303 CHIPLEY AVE, PENSACOLA, FL 32503-6424
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2025Intrafamily Transfer, Transfer
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Prior SaleNov 1, 2000 · Amount on Record
Deed Document Number20207920
Deed Book / Page8237 / 1698
Prior Transfer DateDec 15, 2005
Prior Transfer Doc0058130194
Record UpdatedJun 8, 2026

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionESCAMBIA FL
Recording DateJan 14, 2025
Property Address303 CHIPLEY AVE, PENSACOLA, FL 32503-6424
Document Number0092561817
Book / Page9256 / 1817
Map ReferenceMB 77 PG 520
Instrument DateJan 7, 2025
Instrument2025003581
Transaction TypeTransfer
Record UpdatedDec 18, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address303 CHIPLEY AVE, PENSACOLA, FL 32503-6424

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address303 CHIPLEY AVE, PENSACOLA, FL 32503-6424

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address303 CHIPLEY AVE, PENSACOLA, FL 32503-6424
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 CHIPLEY AVE, PENSACOLA, FL 32503-6424

Mortgage

Document Number0085830438
DateJul 26, 2021
Book Page8583/438
Instrument2021082251
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateJan 28, 2020
Property Address303 CHIPLEY AVE, PENSACOLA, FL 32503-6424
Document Number0082371698
Book / Page008237 / 001698
Instrument DateJan 24, 2020
Instrument7920
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,445.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address303 CHIPLEY AVE PENSACOLA FL 325036424, PENSACOLA, FL 32503-6424

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,012,211 (+5.99%)$1,173,869 (+4.38%) Land $368,368 Building $805,501
2024$15,746.00 (+1.48%)
2023$15,517.00 (+2.3%) Homeowner's exemption$955,034 (+3%)$1,124,564 (+7.1%) Land $368,368 Building $756,196
2022$15,168.00 Homeowner's exemption$927,218$1,049,983 Land $368,368 Building $681,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 units insured
incl. 9 condo units
Nearby Flood Claims43 (1979–2021)
Claims Outside the SFHA17 of 43
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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