303 Cherry Tree Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 303 Cherry Tree Ct, Forest Hill, MD 21050 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1999
Square Footage	2,151 sqft Total Area
Lot Size	9,365 sqft (0.215 acres)
Garage	Mixed, 440 sqft
Occupancy	Owner Occupied
Last Sale	$616,000 (2023)
Tax Bill	$4,156.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-303713`
Alternative APNs	`3303713` `303713`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,151 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	9,365 sqft (0.215 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	440 sqft Garage
Pool Area	560 sqft Pool
Deck Area	400 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	303713
Street Address	303 CHERRY TREE CT
City	FOREST HILL
State	MD
Zip	21050-3072
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 138 9365 SF 303 CHERRY TREE COURT SPENCEOLA FRMS S2 P85/78
Legal Subdivision	SPENCEOLA FARMS
Legal Lot Number	138
Jurisdiction	HARFORD MD
Minor Civil Division	3, BEL AIR
Census Blockgroup	2
Census Block	2011
Census Tract	303203

Owner

Source: Harford County records · APN 03-303713

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	303 CHERRY TREE CT, FOREST HILL, MD 21050-3072
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2023 · Amount on Record
Deed Sale	Nov 02, 2023 · Amount on Record
Prior Sale	Apr 29, 1999 · Amount on Record
Deed Book / Page	16081 / 375
Transfer Doc	0000000221
Record Refreshed	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 02, 2023
Property Address	303 CHERRY TREE CT, FOREST HILL, MD 21050-3072
Document Number	0160810375
Book / Page	16081 / 375
Map Reference	MB 85 FO 78
Instrument Date	Oct 24, 2023
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	305 CHERRY TREE CT, FOREST HILL, MD 21050-3072

Mortgage

Document Number	0160810382
Date	Nov 02, 2023
Instrument	16081-0382

Lender

Name	ORRSTOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Nov 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Max Rate	11.6%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,400 (+19.86%)	$610,400 (+50.31%) Land $124,200 Building $486,200
2025	$4,156.00 (+1.19%)
2023		$386,633	$406,100 Land $124,200 Building $281,900
2022	$4,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.