303 Cedar St, Anderson, MO 64831 Property Records

McDonald County property record for 303 Cedar St, Anderson, MO 64831

Property Summary

Property Type	Single Family Home
Details	1,762 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$740 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-12-004-017-004.001`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-12-004-017-004.001`

Interior

Stories	1 Story
Building Area	1,762 sqft Adjusted Area
1st Floor Area	1,430 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	303 CEDAR ST
City	ANDERSON
State	MO
Zip	64831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 11 CHAPMAN'S ADD TO TOWN OF ANDERSON ALSO E 20' LOT 10 BLK 11 CHAPMANS ADD
Legal Range	33W
Legal Township	22N
Legal Section	12
Legal Subdivision	CHAPMANS ADD
Legal Block	11
Legal Lot Number	10-11
Jurisdiction	MCDONALD MO
Township / Civil Division	ANDERSON EAST
Census Block Group	1
Census Block	1090
Census Tract	70401

Owner

Source: McDonald County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 85, ANDERSON, MO 64831-0085
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 24, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 17, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2015
Deed Sale	Jan 26, 2015
Deed Book / Page	2015 / 151
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Recording Date	Jun 15, 2026
Property Address	303 CEDAR ST, ANDERSON, MO 64831
Document Number	0000001760
Book / Page	2026 / 1671
Instrument Date	Jun 10, 2026
Instrument	20261760
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CEDAR ST, ANDERSON, MO 64831

Mortgage

Document Number	0000001760,
Date	Jun 15, 2026
Book Page	2026/1671
Instrument	20261760

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	303 CEDAR ST, ANDERSON, MO 64831
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CEDAR ST, ANDERSON, MO 64831

Mortgage

Document Number	02022/1995
Date	Jun 24, 2022
Book Page	2022/1995
Instrument	2022-00002110

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Feb 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	303 CEDAR ST, ANDERSON, MO 64831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0138
Date	Jan 17, 2017
Book Page	2017/0138

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Anderson City
County	McDonald County
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,610 (-)	$97,950 (-) Land $5,580 Building $92,370
2025	$740.00 (+8.98%)	$18,610 (+8.51%)	$97,950 (+8.5%) Land $5,580 Building $92,370
2023	$679.00	$17,150	$90,280 Land $5,310 Building $84,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (2015–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 8 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON PWS serves 1,961 people · EPA ID MO5010016
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
McDonald County Telephone and Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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