303 Bison Cir, Cotopaxi, CO 81223 Property Records

Fremont County property record for 303 Bison Cir, Cotopaxi, CO 81223

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1977
Lot Size	2.59 acres (112,820 sqft)
Owner	2 Individual Names on Record
Tax Bill	$954 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R031535`

Property Details

APN / Parcel Number

Primary APN	`R031535`
Alternative APN	`99104485`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	112,820 sqft (2.59 acres)
Garage Type	Carport
Garage Area	364 sqft
Carport	Carport
Carport Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Patio Area	556 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	R031535
Street Address	303 BISON CIR
City	COTOPAXI
State	CO
Zip	81223-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 INDIAN SPRINGS FIL 2 TOGETHER WITH EASEMENT RECP# 617269 REF FROM 770-08-310
Legal Subdivision	INDIAN SPRINGS
Legal Lot Number	117
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	3
Census Block	3141
Census Tract	979001

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 BISON CIR, COTOPAXI, CO 81223-9269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 4, 2017	Warranty Deed, Transfer · Conventional with PMI CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	303 BISON CIR, COTOPAXI, CO 81223-9269
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 BISON CIR, COTOPAXI, CO 81223-9269

Mortgage

Document Number	0001049809
Date	Oct 13, 2025
Instrument	1049809

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	303 BISON CIR, COTOPAXI, CO 81223-9269
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001015428
Date	Apr 20, 2022
Instrument	1015428

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	303 BISON CIR, COTOPAXI, CO 81223-9269
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001009932
Date	Dec 1, 2021
Instrument	1009932

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Oct 1, 2046

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Dec 4, 2017
Property Address	303 BISON CIR, COTOPAXI, CO 81223-9269
Document Number	0000956752
Instrument Date	Nov 30, 2017
Instrument	956752
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 BISON CIR COTOPAXI CO 81223, COTOPAXI, CO 81223

Mortgage

Document Number	956753
Date	Dec 4, 2017
Instrument	956753

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2047

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00 (+59.53%)	$18,469 (+12.83%)	$295,497 (+20.95%)
2024	$598.00 (-1.48%)	$16,369 (+34.01%)
2023	$607.00 (-11.26%)	$12,215 (-16.26%)	$244,311 (+16.4%)
2022	$684.00	$14,587	$209,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Bison Cir

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