Madison County property record for 303 Binnacle Ct, Richmond, KY 40475 · Last verified December 2025
| Property Type | Other |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $295,000 (Nov 2022) |
| Tax Bill | $2,318 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068-0005-0036 |
| Primary APN | 0068-0005-0036 |
|---|---|
| Alternative APNs |
|
| Account Number | 51494 |
|---|---|
| Street Address | 303 BINNACLE CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7640 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ASHPARK LOT 36 |
| Legal Lot Number | 36 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10301 |
Source: Madison County records · APN 0068-0005-0036
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 303 BINNACLE CT, RICHMOND, KY 40475-7640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF RUSSELL SPRING |
| Nov 09, 2022 | Deed, Subdivision Related Transfer |
| May 27, 2022 | Deed, Construction Loan |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2022 · Amount on Record |
| Deed Sale | Nov 09, 2022 · Amount on Record |
| Prior Sale | May 27, 2022 · Amount on Record |
| Deed Document Number | 2014119123 |
| Deed Book / Page | D831 / 396 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 303 BINNACLE CT, RICHMOND, KY 40475-7640 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|
| Document Number | M02006/547 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | M02006/547 |
| Instrument | 2014026328 |
| Name | FIRST NATIONAL BANK OF RUSSELL SPRING |
|---|---|
| Address | RUSSELL SPRINGS, KY 42642 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 18, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 09, 2022 |
| Property Address | 303 BINNACLE CT, RICHMOND, KY 40475-7640 |
| Document Number | 00D831/396 |
| Book / Page | D831 / 396 |
| Map Reference | CAB 29 SL 107 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 2014119123 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 MULE SHED LN, RICHMOND, KY 40475-9772 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 303 BINNACLE CT, RICHMOND, KY 40475-7640 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 27, 2022 |
| Property Address | 303 BINNACLE CT, RICHMOND, KY 40475-7640 |
| Document Number | 00D823/755 |
| Book / Page | D823 / 755 |
| Map Reference | CAB 29 SL 107 |
| Instrument Date | May 27, 2022 |
| Instrument | 2014093883 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1890 STAR SHOOT PKWY # 170309, 170309, LEXINGTON, KY 40509-4566 |
| Name | Verified Name |
|---|---|
| Address | 1301 MULE SHED LN, RICHMOND, KY 40475-9772 |
| Investor | Possibly a Property Investor |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,318.00 (-18.98%) Homeowner's exemption | $295,000 (-) | $295,000 (-) |
| 2023 | $2,861.00 (+694.72%) | $295,000 (+697.3%) | $295,000 (+697.3%) |
| 2022 | $360.00 | $37,000 | $37,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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