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303 5th St N, Oneonta, AL 35121 Property Records

Blount County property record for 303 5th St N, Oneonta, AL 35121

Property Summary

Property TypeSingle Family Home
Details925 sqft · built 1965
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$99,500 (Jan 2023)
Tax Bill$785 (2023)
Deeds & MortgagesJan 2023 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-09-31-2-003-089.001

Property Details

APN / Parcel Number

Primary APN16-09-31-2-003-089.001
Alternative APNs
  • 062834
  • 62834
  • 63035
  • 57729
  • 70884

Interior

Total Rooms4 Rooms
Building Area925 sqft Living Area
1st Floor Area925 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number70884
Street Address303 5TH ST N
CityONEONTA
StateAL
Zip35121-1521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF LOTS 1 & 2 BLK 2 ONEONTA LAND & IMPROVEMENT COMPANY FIRST ADDITION, DB 1 PG 7 (PLAT CABINET 16M); BEG NE COR LOT 1 SE
Legal Range02E
Legal Township12S
Legal Section31
Legal SubdivisionIMPROVEMENT COMPANY FIRST ADDITION
Legal Block2
Legal Lot Number1-2
JurisdictionBLOUNT AL
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2041
Census Tract50104

Owner

303 5th St N is owned and occupied by an individual who bought it in January 2023.

Source: Blount County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address303 5TH ST N, ONEONTA, AL 35121-1521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 13, 2019Warranty Deed, Transfer · Conventional Mortgage
BBVA USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2023 · Amount on File
Deed SaleJan 9, 2023 · Amount on File
Prior SaleAug 13, 2019 · Amount on File
Deed Document Number202310044733
Deed Book / Page2023 / 392
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT AL
Recording DateJan 9, 2023
Property Address303 5TH ST N, ONEONTA, AL 35121-1521
Document Number002023/392
Book / Page2023 / 392
Instrument DateJan 6, 2023
Instrument10044733
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address714 DERWENT LANE, HUNTSVILLE, AL 35810

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 5TH ST N, ONEONTA, AL 35121-1521
InvestorPossibly a Property Investor

Mortgage

Document Number0002023394
DateJan 9, 2023
Instrument2023/394
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT AL
Recording DateAug 13, 2019
Property Address303 5TH ST N, ONEONTA, AL 35121-1521
Document Number2019/20092
Book / Page2019 / 20092
Instrument DateAug 12, 2019
Instrument10009212
Transaction TypeTransfer
Record UpdatedFeb 24, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address323 OLD DAIRY LN, 323, ONEONTA, AL 35121-6066

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address303 5TH ST N, ONEONTA, AL 35121-1521

Mortgage

Document Number2019/20094
DateAug 13, 2019
Book Page2019/20094
Instrument10009213
Lender
NameBBVA USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,480 (-)$104,700 (-) Land $24,300 Building $80,400
2024Homeowner's exemption$10,480 (-39.98%) Land $2,440 Building $8,040$104,700 (+19.9%) Land $24,300 Building $80,400
2023$785.00 (+147.63%)$17,460 (+109.35%) Land $4,860 Building $12,600$87,320 (+4.95%) Land $24,300 Building $63,020
2022$317.00 Homeowner's exemption$8,340 Land $2,440 Building $5,900$83,200 Land $24,300 Building $58,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 303 5th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 5th St N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ONEONTA, UB OF THE
serves 19,971 people · EPA ID AL0000103
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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