303 3rd Ave W, Velva, ND 58790 Property Records

McHenry County property record for 303 3rd Ave W, Velva, ND 58790

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,713 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Jan 2021)
Tax Bill	$440 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`55000510802001`

Property Details

APN / Parcel Number

Primary APN	`55000510802001`

Exterior

Lot Area	8,713 sqft (0.2 acres)

Location & Zoning

Street Address	303 3RD AVE W
City	VELVA
State	ND
Zip	58790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0005 BLK: 1 LOT: 1 & 2 VELVA PET 3RD ADD W 50 OF N/2 LOT 1 & E 65 OF N1/2 LOT 2 BLK 1
Legal Subdivision	VELVA PET 3RD ADD
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	MCHENRY ND
Township / Civil Division	VELVA
Census Block Group	1
Census Block	1142
Census Tract	955900

Owner

303 3rd Ave W is owned by an individual who bought it in January 2021.

Source: McHenry County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 285, VELVA, ND 58790-0285
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Jul 2, 2013 · Amount on File
Deed Document Number	2021328383
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Jan 5, 2021
Property Address	303 3RD AVE W, VELVA, ND 58790
Document Number	328383
Instrument Date	Dec 28, 2020
Instrument	328383
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 285, VELVA, ND 58790-0285

Mortgage

Document Number	328384
Date	Jan 5, 2021
Instrument	328384

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 303 3rd Ave W was $440.

Source: McHenry County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
Municipality	Velva City
Unified School District	Velva Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,500 (+8.76%) Land $9,600 Building $64,900	$149,000 (+8.76%) Land $19,200 Building $129,800
2025	$440.00	$68,500 Land $9,600 Building $58,900	$137,000 Land $19,200 Building $117,800
2023	$1,875.00	$63,300 Land $9,600 Building $53,700	$126,600 Land $19,200 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 3rd Ave W in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	30 (1979–2011)
Claims Outside the SFHA	11 of 30
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 14 claims Severe Storms And Flooding, Apr 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 3rd Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VELVA serves 1,084 people · EPA ID ND2500964
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	NORTH PRAIRIE RWD-SYSTEM 1&2
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SRT Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20