303 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 303 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Commercial
Lot Size	0.043 acres (1,885 sqft)
Owner	2 Individual Names on File
Tax Bill	$590 (2025)
Deeds & Mortgages	Apr 2023 Sale Dec 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1121478019`

Property Details

APN / Parcel Number

Primary APN	`1121478019`
Alternative APN	`71284`

Exterior

Lot Area	1,885 sqft (0.043 acres)
Lot Dimensions	65 ft deep x 28.5 ft wide

Location & Zoning

Account Number	71284
Street Address	303 3RD AVE
City	STERLING
State	IL
Zip	61081-3668
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WEST OF BROADWAY S 28.52 OF N 78.72 & PT VAC ADJ ROW LOT 10 BLK 28 128100X
Legal Subdivision	WEST BROADWAY
Legal Block	28
Legal Lot Number	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2067
Census Tract	1102

Owner

303 3rd Ave, a commercial property, is owned by two individuals.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 W 16TH ST, STERLING, IL 61081-2229
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer
Dec 17, 2020	Grant Deed, Transfer · Line of Credit SAUK VLY BK&TR
Jun 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 14, 2023
Property Address	303 3RD AVE, STERLING, IL 61081-3668
Document Number	0000001753
Instrument Date	Apr 4, 2022
Instrument	2023-01753
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 17, 2020
Property Address	303 3RD AVE, STERLING, IL 61081-3668
Document Number	0000008283
Instrument Date	Nov 13, 2020
Instrument	8283
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	224 E 3RD ST #0 STERLING IL 610813612, STERLING, IL 61081-3612

Mortgage

Document Number	8284
Date	Dec 17, 2020
Instrument	8284

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 16, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.27%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 14, 2018
Property Address	303 3RD AVE, STERLING, IL 61081-3668
Document Number	0000003136
Instrument Date	May 31, 2018
Instrument	3136
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3210 E LINCOLNWAY STERLING IL 610811773, STERLING, IL 61081-1773

Tax Assessment & Valuation

The 2025 property tax bill for 303 3rd Ave was $590.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$590.00	$5,817 Land $2,665 Building $3,152
2024			$17,451 Land $7,995 Building $9,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 303 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	250 / 50

May also be available: Surf Internet, Verizon.

Nearby Properties on 3rd Ave

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