303 1st St, Berger, MO 63014 Property Records

Franklin County property record for 303 1st St, Berger, MO 63014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,564 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	Owner Name on Record
Tax Bill	$1,071 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-1-02.0-4-002-080.000`

Property Details

APN / Parcel Number

Primary APN	`03-1-02.0-4-002-080.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area

Exterior

Year Built	Built 1940
Architectural Style	Other
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	303 1ST ST
City	BERGER
State	MO
Zip	63014-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AN
Legal Description	LOT:1-3 BLK 8 F E EBERHARDT ADDITION
Legal Range	04W
Legal Township	45
Legal Section	02
Legal Quarter	SE
Legal Subdivision	F E EBERHARDT
Legal Block	8
Legal Lot Number	1-3 3
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOEUF
Census Block Group	1
Census Block	1036
Census Tract	800401

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 2, BERGER, MO 63014-0002

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 15, 2007
Transfer Doc	0000008220
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	303 1ST ST, BERGER, MO 63014-1128
Document Number	0000006974
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 1ST ST BERGER MO 630141128, BERGER, MO 63014-1128

Mortgage

Document Number	0000006974
Date	May 10, 2017
Instrument	6974

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Berger City
County	Franklin County
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00 (+8.29%)	$15,369 (+9.5%)	$80,890 (+9.5%) Land $12,590 Building $68,300
2023	$989.00 (+4.88%)	$14,035	$73,870 Land $12,590 Building $61,280
2022	$943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1993–2015)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERGER PWS serves 256 people · EPA ID MO6010064
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
Sparklight DSL	25 / 3

May also be available: Brightspeed, FireServe.

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