303 16th St, Saxton, PA 16678 Property Records

Bedford County property record for 303 16th St, Saxton, PA 16678

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1950
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Mar 1998)
Tax Bill	$780 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H.04-F.05-009-A`

Property Details

APN / Parcel Number

Primary APN	`H.04-F.05-009-A`
Alternative APN	`160-070311`

Interior

Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	7,144 sqft (0.164 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	303 16TH ST
City	SAXTON
State	PA
Zip	16678-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	303 16TH ST
Jurisdiction	BEDFORD PA
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2040
Census Tract	960100

Owner

303 16th St is owned and occupied by an individual who bought it in March 1998.

Source: Bedford County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	303 16TH ST, SAXTON, PA 16678-1408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit G A P FCU
Jun 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1998 · Amount on File
Deed Sale	Mar 1, 1998 · Amount on File
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	303 16TH ST, SAXTON, PA 16678-1408
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001404
Date	Mar 22, 2017
Instrument	2017-001404

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SAXTON, PA 16678

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 10, 2027

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	303 16TH ST, SAXTON, PA 16678-1408
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000718
Date	Feb 10, 2017
Instrument	2017-000718

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SAXTON, PA 16678

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 2, 2022

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	303 16TH ST, SAXTON, PA 16678-1408
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/4333
Date	Aug 27, 2020
Book Page	2020/4333
Instrument	2020-004333

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SAXTON, PA 16678

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	303 16TH ST, SAXTON, PA 16678-1408
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3368
Date	Jun 24, 2022
Book Page	2022/3368
Instrument	2022-003368

Lender

Name	G A P FCU
Type	Credit Union
Address	JOHNSTOWN, PA 15901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Jun 10, 2022
Property Address	303 16TH ST, SAXTON, PA 16678-1408
Document Number	02022/3108
Book / Page	2022 / 3108
Instrument Date	Jun 9, 2022
Instrument	2022-003108
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 16TH ST, SAXTON, PA 16678-1408

Tax Assessment & Valuation

The 2026 property tax bill for 303 16th St was $780, up 16.4% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Liberty Township
Unified School District	Tussey Mountain School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$780.00 (+16.42%)	$49,300 (-) Land $10,400 Building $38,900	$49,300 (-) Land $10,400 Building $38,900
2025	$670.00	$49,300 Land $10,400 Building $38,900	$49,300 Land $10,400 Building $38,900
2023	$775.00 Additional exemption filed	$49,300 Land $10,400 Building $38,900
2012			$49,300 Land $10,400 Building $38,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 16th St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1996–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Tropical Depression Ivan, Sep 2004 · 3 claims Severe Storms And Flooding Associated With Tropical Depression Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 16th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAXTON MUNI WATER AUTH serves 1,675 people · EPA ID PA4050021
Water Source	Surface water
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024 Turbidity resolved · May 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Crowsnest Broadband Fixed Wireless	940 / 450
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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