303 13th St, Elba, NE 68835 Property Records

Howard County property record for 303 13th St, Elba, NE 68835

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 792 sqft · built 1905
Lot Size0.632 acres (27,537 sqft)
OwnerIndividual Name on Record
Tax Bill$617 (2025)
Deeds & MortgagesOct 2017 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN2721-00-0-30002-012-0299

Property Details

APN / Parcel Number

Primary APN2721-00-0-30002-012-0299
Alternative APN
  • 470852549

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area792 sqft Living Area
1st Floor Area792 sqft
Basement Area484 sqft
Unfinished Basement792 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area27,537 sqft (0.632 acres)
Garage TypeDetached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address303 13TH ST
CityELBA
StateNE
Zip68835-2033
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code05-AGRICUL
Legal Description(EL TWP) LOT 2 BLOCK 12 STEVEN'S ADD & TRACT IN TAX LOT 4 10-15-11
Legal Range11
Legal Township15
Legal Section10
Legal SubdivisionSTEVEN'S ADD
Legal Block12
Legal Lot Number2,4
JurisdictionHOWARD NE
Township / Civil DivisionELBA
Census Block Group1
Census Block1080
Census Tract970600

Owner

Source: Howard County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address303 13TH ST, ELBA, NE 68835-2033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRSTIER BANK
Jan 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST TIER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2010
Deed SaleNov 8, 2010
Deed Book / Page10 / 4995
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD NE
Property Address303 13TH ST, ELBA, NE 68835-2033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17/4941
DateOct 24, 2017
Book Page17/4941
Instrument2017-01322
Lender
NameFIRSTIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD NE
Property Address303 13TH ST, ELBA, NE 68835-2033
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number19/324
DateJan 30, 2019
Book Page19/324
Instrument2019-00099
Lender
NameFIRST TIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of March 10, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyHoward County
MunicipalityElba Village
Unified School DistrictElba Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$617.00 (-24.57%)$51,699 (+3.57%) Land $5,754 Building $45,945$51,699 (+3.57%) Land $5,754 Building $45,945
2023$818.00$49,916 Land $5,754 Building $44,162$49,916 Land $5,754 Building $44,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ELBA
serves 196 people · EPA ID NE3109304
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NCTC
Fiber
1,000 / 1,000

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